there will be a replacement paired with the repeal? >> i don't think there will be at this point because there's not a strategy put forward. there's a couple of ideas that have been talked about but ideas that don't work in the real word. this is commentary about let's open health care across state lines, and actually obamacare made it easy for health care to access consumers, and you are not sending life insurance, and you can't send an envelope in the mail in a magical way, and there are health care savings accounts, and that is only a small portion of americans and those folks generally have health insurance already, so there's no vision about what we are going to do about a repeal plan that would cost 3 million jobs, and 3 million people with