it's got to go through two hurdles, the federal communications commission and also the justice department. and this could take a year to complete and then once it's completed another year or two to fully implement. >> dan simon, thanks for the latest. we're getting a lot of responses to today's "talk back" question. we asked, what are the consequences of openly criticizing the administration on libya? jeff jefferson says it merely reveals one's ignorance. whether we like it or not, we don't know what the president knows. carol costello is up next with more responses. time now for the "help desk" where we get answers to your financial questions. with me, donna and lynette. glad you both are here. we have questions coming in. first from brian if connecticut -- i'm a grad student graduating in the next few months and i'm trying to get a handle on my debt. can you give me an idea of where i should start. this is a good thing. just get it done. >> start with a budget noxt question about it.