the government's report on the 2008 financial meltdown was released today. it tells us what we already suspected. the crisis could have been avoided. everybody from wall street bankers to failed regulators contributed to the largest financial debacle since the great depression. >> gretchen morrison is joining us and bill cohen, author of "house of cards." welcome gretchen and bill. so gretchen, bless your heart, you read this 500-page report so we don't have to. >> 633-page report. i needed the visine when i came in today. >> in 300 words or less, what did it say? >> well, it's scathing about the regulatory community. particularly the fed gets hit