my insulation is this thick in my house. let's get to the producer on the phone. bill, i understand there's been a ruling from the court? >> there is. a federal judge of virginia has become the first in the country to find parts of the sweeping health care reform led by president obama to be unconstitutional. and the key provision, judge henry hudson has just struck down what's called the individual mandate, the requirement that most americans purchase health insurance. we expect now the justice department to appeal this ruling to a federal appeals court. >> okay. so bill, that is a federal judge, and so we do expect the appeal process to continue. this is -- this is a piece of legislation now law that's being challenged in a couple of courts around the country, correct? >> right, there are at least two dozen lawsuits floating around the federal courts around the country. and we've had contradictory rulings on whether this sweeping health care reform is constitutional or not. some judges say, yes. and now we have a judge here in virginia saying it's not.