agencies, four or five investment banks. when you have that concentration of power, that much capital flowing through so few entities, bad things are going to happen. we lost any competitive spirit, any sense of transparency, any sense of fiduciary obligation to either client or the public. and that's why a much more fundamental restructuring of wall street is necessary than is being proposed right now on capitol hill. >> and that's unfortunate. we don't have time to get into it. but the concerns being raised about how this bill doesn't address so many of these issues that you have pointed out here. former governor spitzer and william cohan, appreciate your time tonight, gentlemen. thank you so much. >> thank you, campbell. coming up, arizona gets hit with boycotts and a mexico travel advisory as outrage over its immigration crackdown grows. just how far should a state go to protect its borders? you're going to hear from two border governors, tim pawlenty and brian schweitzer on that and many other issues when we come back. uh-huh. yeah. fashion deficient. and tom... copy incapable. it's open kimono time.