biggy bank, it's got to get out of these risky businesses over here if it's going to hold on to your money. basically telling them you can't be gambling with regular folk, main street money. if they want to do this business, fine. open separate companies and gamble with rich people's money. but stay out of main street, sue someday. >> i'm not one of those rich people. glad you saved my nest egg there, jessica. tell us, what are we hearing about the bill that includes this idea, the notion of banks that are too big to fail? >> right. that's one of those terms we all hear. what does it really mean? in a shut shell the basic concept, let's see biggy national bank is actually owned by a mega company. the place where you bought your mortgage is inside mega company. the place you bought your life insurance is inside mega company. all your big assets are inside mega company. if mega company hits hard times, right now the government does not have the power to do