very or somewhat likely to add that to their plan this year. now, automatic rebalancing sounds fancy. it simply just resets your portfolio when one investment shoots up in value so you maintain the mix of investments appropriate for your age. nearly four in ten are very or somewhat likely to add automatic contribution escalation. that is making your contributions automatically rise when your pay does. it's always important to continue contributing to your retirement fund. most of us are underprepared, frankly, for retirement, tony. the median balance in a 401(k) with folks for a history of investing was less than $45,000 and the median for all of us, less than $13,000. in other words, we've got a long, long way to go to get our money together for a retirement, whether or not your employer is contributing. >> yeah, that's not going to get it done. so what should i be doing right now to make sure i'm making the most of my money, gerri? >> reporter: well, you know,