offering 0%, 12-month loans to buy bicycles. it's called bucks for bikes. the purpose is to encourage more people to get out of their cars and help the environment. >> you buy bicycles with no interest and no loan fee. >> one of the things you hear is that banks aren't giving. they aren't lending. this is a prime example that they are. they are being a little more creative to bring community people in. >> the catch? all you have to do is open a checking account. you may not think fast when you think of electric cars but believe it or not, people are already drag racing them. sometimes they're even beating the gas powered hot rods. poppy harlow spent a day at the races. >> people love their gas cars. all of the noise and the smoke and the flames and everything. people love that stuff. they're not going to go away.