Ends. And 16 in late august, early september, i talked to our team about it and we decided at that point in time to end and tell our vendor it quit providing that insurance to our customers, and that was effective at the end of september. We then created an internal group, made up of business line experts, legal experts, our auditing function to look at the matter. We brought in an independent law firm and an independent Consulting Firm to help us do a comprehensive and Third Party Review of the remediation. We got the results of their report in the First Quarter of last year. We began to put together the remediation plan and our and we disclosed that remediation the presiding officer the senate will come to order. The clerk will read a communication to the senate. The clerk washington, d. C. , october 10, 2017. To the senate under the provisions of rule 1, paragraph 3, of the standing rules of the senate, i hereby appoint the hon earable roy blunt, honorable roy blunt, a senator from the state of missouri to perform the duties of the chair. Signed orrin g. Hatch, president pro tempore. The presiding officer under the previous order, the Senate Stands adjourned until to make these cuts and i you were very team members to make sure that the company is in existence and successful. Lets talk about that. Year after year after year. Ive got one more thing id like to read from you and that is, its clear that youre going to knock out a lot of employees here and it gets worse. At the same time youre planning to fire employees, youre promising to spend 11. 5 billion buying wells fargo stock, you made that public announcement you have that much extra money. So if you stick to your current plan, its clear that wells fargo employees making 30 or 40,000 a year are going to get screwed just like they got screwed in the fake account scandal before. It was executives demanding that accounts be made at any cost and its employees that paid for that with their jobs and now that the fake account scandal has tanked wells far ghost reputation, your bottom line keeping wall Street Investors happy is to slash costs by firing low level employees. What happens in these cases, mr. Chairman, is in these corporate scandals, its almost always the front line workers who pay the price, not the executives and the only way were ever going to stop these scandals is to hold executives person personally accountable, to fire the people who are responsible and when they break the law, to march some of them out in handcuffs and until we do that,se