Devoting more of their dwindling salaries to monthly housing costs. If these problems persist, Affordable Housing is a going concern, one that could be a factor in the election. We will look at the policy measures that can be put in place to ensure all americans, especially those that are vulnerable, have access to affordable homes. I would like to think the Enterprise Community partners for their support of the conversation. We have a fantastic lineup of speakers, including two mayors from very different regions of the u. S. Advocates and housing experts. A few housekeeping notes. T can tweet us using hehillhousing2020. We are broadcasting live. We will take your questions throughout the program. You can experience occasional trouble with the video. Refreshing the page should in most cases fix the problem. Giles of guest is john mesa, arizona. He has been focused on his next mesa vision which attempts to take his city to the next level. I will call this the hills lair. Lair. E to the hills they. Com has called mesa best big city in the southwest. What is on the top of your dashboard . Where does Affordable Housing fit into your priority list in being dubbed the best big city in the southwest . Right now i think the whole country is our priorities the health and safety of our community is paramount. Tied to covid. We a city to be successful, should be able to walk and chew gum at the same time. It is nice to take whatever the issue du jour is and figure out how you can have a longterm legacy impact get as many twofers as you can. We are focused on health and safety. Prior to covid hitting, before the housing was absolutely at the top of our list of priorities and agenda. Are in old city and a new city, and a big city and a small city at the same time. Next to the fifth largest city in the united states, phoenix. We are a city of over half a million people. We have an aging downtown and brandnew parts of our city that are developing. We try to juggle priorities and do as much as we can at the same time. On the issue of Affordable Housing, the reason i mentioned we are an older city as we are adding a light Rail Connection between phoenix and our downtown the last few years. Two a lotllowed us to of redevelopment do a lot of redevelopment. In the course of bringing light addedo downtown we have 3700 Affordable Housing units, tax credit type Housing Units that has significantly increased our inventory of Affordable Housing. Laid thelso foundation for market rate housing to come in along the light rail route as well. The city of mesa administers a lot of federal funds tied to rent subsidies and voucher programs of over 13 million a year. Wepart of our covid outreach have allocated over 3 million to rental Assistance Programs specifically aim for getting Homeless Individuals who are at intoduring the pandemic housing where they can get wraparound services. Currently the city is spending provide about 85 motel rooms at night and getting the Homeless Population and the facilities and programs where we can work with them and help and ultimately get them into permanent housing. I saw the secretary ben cityn commended you in the for working with Law Enforcement to get Homeless People into these apartments. Its different from Affordable Housing but its fascinating this was on secretary carsons dashboard. You talked about taking some of the cares act money mesa had received and making it a priority. Tugofwar points over these issues. We heard it last night at the Republican National convention. Do these efforts become points of pride in mesa . 40 they become or did they become necessary burden that folks are not that thrilled with . You know what im saying . The answer is yes, frankly. You get pushback with anything you do obviously. Particularly compassionate community. It has been part of our dna to e be there involved in supporting nonprofits and be a regional leader. A lot of neighboring communities, we do a lot of the nonprofit work centered in mesa that has a Ripple Effect throughout the region. Prideis some community attached to that legacy we have in the community. Get, i think it makes us better. We have to be able to defend the reasons behind the good things we do. Frugals helped us to be and be effective in the way we are stewards of the cares act money received, but also the efforts we make creating permanent Affordable Housing projects in our city. Haveneighborhoods where we housing projects objected and feel like we are trying to concentrate poverty in one particular part of our community. That has been a valuable conversation to have. It has prompted us to also prioritize developing Affordable Housing projects throughout the community. I think that has been a healthy discussion. I am fascinated with how cities grow and evolve. Basically they take on new characters. I interviewed mayor bowser about her Affordable Housing. She said washington is such an expensive place to live. The gentrification has been large. That is also a sign of success. Business is in, etc. You have to plant and make this happen. As a planner, a city leader, how do you build in the notion Affordable Housing is a natural and healthy part and moving people through opportunity somehow gets the city to be its about sustainability, right . A cogenthave to have story to tell. As i described earlier, the situation where in the early stages of the light rail redevelopment along the corridor there was affordable pieces of property that can be acquired for Affordable Housing. The longterm plan was yes, we will anchor the afford will housing projects along the light. Ail corridor transit is an important aspect when building Affordable Housing , the plan is as with the ships in the harbor rise and the Property Values in this area mixeased, we want to have a of housing. We want diversity in housing. The story we have been telling for the last several years. It takes exercise and faith to believe the government will deliver on that plan. Stretch of light rail will not be exclusively Affordable Housing projects from the beginning to end. Thankfully now we are able to see we have over 2000 units of market rate housing coming in along the lycra corridor light rail corridor. Think that gives us credibility with the community. Baite can see it was not a and switch or we were not exaggerating what the citys plans were an offering excuse s to get Affordable Housing projects into the community. I am anxious to deliver on this related challenge to build Affordable Housing throughout the community and other parts of our city for we have housing we want to replace with Affordable Housing projects. I think you have to have a coherent plan. You have to deliver so you can maintain the trust of the community. I have become better read on your twitter feed and looking at your tweets, which im enjoying. One that, i was you read retweeting an arizona grant program. I dont know how hard mesa has been hit by covid. I dont know how many businesses have been suspended or paralyzed and the scene is like. Are gettingks that unemployment or struggling with that and may not be able to pay rent. There may be moratoriums on evictions right now. When you look at the equation, what is the Assistance Program doing . Are you worried for the moratoriums end if there will be an avalanche that his a big chunk of your community. Absolutely. Yes, there is a statewide eviction and foreclosure moratorium in arizona. That is going to lapse in october. We are hungry down and getting we think wee storm will experience in october. Ono, there is a moratorium shutting off utility services. That has created an equal problem. We have delayed quincys in our utility accounts that are started to become very problematic as well. When the extreme heat is over and utility providers cantilever can no longer justify forbearance turning off the. Lectricity b we will see problems at that point we are trying to budget our money for utility assistance to try to retire some vista liquid sees. Delinquencies. And getting ready for the onslaught of claims we will have on the moratorium was lifted in october. We are concerned about it but we are trying to plan ahead and anticipate thats what is going to happen. Heare these tensions talked about your community being a compassionate community. Right now we have economic hardship. We have hardship over racial and economic divides. Concerns about police brutality. And we have a health crisis. When you have all those elements of a storm hitting so many places at once, are you finding anythings about mesa and how you interact the public to be in a healthy track record . Community. Ud of our i am proud of the way they responded to this challenge. If we areow tolerating things better or worse than other communities in the country. Im so focused on mesa. I think we all need to admit that this is very hard. The children in our community , we brag abouts our humility, which is kind of an erotic way of saying our attitude is we kind of shut up and put our heads down and get things done. That is probably a characteristic that is not uncommon in other communities. Its occasionally important for us to take a pause in say, wait a minute. This is really hard. We need to be aware of the tolls this is taking on the Mental Health of our community, particularly the children. Mesa, like the rest of the country, is struggling with the issue of what we need. What is the responsible answer to sending kids back to school. Are emotional and Mental Health with the lack of interaction and the lack of economic. We have to be responsible about exposing the adults in the equation to health risks. We are really on the horns of a dilemma trying to figure out the responsible balance to strike on school issue and then on yes, it has been hard for Small Business people. It has been hard for everyone to be under quarantine. Summer programs we are typically involved in. The amazing aquatics program. Oursands of kids are using city pools. It is a very fun time as it is throughout the country to be a part of summer activity. All of that has been taken away. We have a huge arts program. They beautiful, worldclass arts center that is shuttered. Our libraries similarly. Yes, we are resilient and ate, occasionally we need to acknowledge how hard this is and make sure we are addressing those emotional and Mental Health needs. We have a question from the audience. Jude and im the outreach manager for habitat for humanity from kansas city. The Republican Party have a comprehensive plan to address Affordable Housing issues in the nation . What are the specific proposals for addressing Affordable Housing needs . Mayor . Republican but i am not a part of the republican platform drafting apparatus. I can tell you my understanding is absolutely your Publican Party has a kenai for the obvious. We keen eye for the obvious. Housing is a challenge for every city in the united states, particularly fastgrowing cities like mesa. Speaking for the state of arizona and the city of mesa, we do have an aggressive Affordable Housing plan here. We have a master plan that we plan wee housing master recently adopted that has a strategic game plan for how we withddress the stresses the fact bri fastgrowing community and our housing, the capital a Affordable Housing stock is under intense pressure. As i indicated earlier, we are in the midst of building a lot of new housing. A lot of it is multifamily housing for the workforce type housing. We are actively looking to working with partners on tax credit affordable subsidized housing. The city administers over 13 million in rent subsidies each year and over the past several months we have added a few Million Dollars to that in covidrelated subsidies as well. I really appreciate the deep dive into this. I look forward to going back to mesa. Im irritated by your backdrop and those great cactus that are a tease to all of us. Thank you for the tease. Thank you. Love to have you and lots of visitors. Mesa is a great place for visitors. Thank you for visiting us today. Statet guest is from a that gets a lot of attention during a president ial election. Probably the most important state as far as the day goes with conventions going on. Francis suarez is the mayor of miami. He has made Affordable Housing a key priority. His most recent efforts call for the refurbishment of 12,000 a formal Housing Units in the next four years. Great to see you again. I am glad you are back to health. You have gone through covid personally and seeing what is happening in your community. We talked before but i want to say i was reading up on the things you have been doing, not only refurbishing housing but you were involved with passing reverse redlined legislation that was designed to undo some of the bad decisions that have been tied to systemic racism and division. I wanted to start with that because it seems a big deal. Tell me what went on and tell me what you are dismantling. We sued and took on the big that were perverse redlining. They would draw a redline on the map and we would lend in that area, areas typically africanamerican. Areas that were typically impoverished. We saw on the left mortgage crisis what became known as reverse redlining. They were lending on more onerous terms to minorities than to nonminorities. It was easy to detect. You could compare credit profiles, compare income. These are objective measurements. That case went all the way to the Supreme Court and the Supreme Court held we could in fact sue the big banks. The objective there was to make sure that discriminatory lending practices are not something that continued to perpetuate racism in the community, and particularly when it comes to Financial Decisions such as buying a home, which in many cases is the most expensive, the single largest purchase anyone makes and it has to be done in an equitable fashion. What are the Building Blocks you see today as you deal with some of the hits your community has taken economically and through health . How do you keep the Affordable Housing picture in it given your revenues had a tough time . I am interested in what the map looks like have how you take care the most vulnerable communities of people that need housing and the picture while you have other challenges happening. Definitely difficult. We have been hit very hard, like many cities throughout the country. We had a surplus going into covid. Now we have a 25 million deficit for this year and 30 million for next year. We Hope Congress asked to help the residents. Have a generalto obligation bond, miami forever. T bond, 100 william dollars, was for 100 million, was for Affordable Housing. Is another pandemic, this need for Affordable Housing. This need for equity in the community. Government cannot solve all the problems what we can do what we can. That was a voterapproved bond that allowed us to spend 100 million. That will be homeownership deal so people can buy and build equity in their community. I am working with all the elected officials and commissioners to try to Program Spending of those funds in a way that maximizes and helps us meet our goal of 12,000 units by 2024. You are taking advantage of the opportunity get myx exclusion to knees to address afford will housing. Last night, senator tim scott, who worked with cory booker on getting them into the tax bill. It was something people did not know was going. It was not the conscientious think everybody thought at the time. Are opportunity zones working out for you . Are they giving you the capital you need to make a dent in Affordable Housing . They are. We just did a project i programmed over the department of hud, the first Workforce Housing project. Often times you have of what will housing projects, what they called extremely low income projects. Often times at Workforce Housing apiece gets overlooked. Debtor doctors and nurses and Police Officers and firefighters. Those that for many years have not been able to afford to live in the city. Thanks to hud, opportunity zones, we were able to put together a deal with the department of housing and urban 16velopment who lent 60 million for an area that has at market or the app the area of downtown. Downtown. Ea of they deserve to work and live close to each other and have not been able to do it for several decades. What are your biggest problems you want this Washington Community to hear about you are struggling with right now . Particularly we have a lot of policymakers watching. You are here a lot. D. C. Are these folks in needing to hear that they are not hearing from mayors of cities like yours . They need to hear a few things. Some of this is precovid but one thing they need to hear is our cities are exploding in terms of growth. It is becoming more difficult for the market to provide the kind of Affordable Housing needed. There are models that have improvement and that work. You dont need to reinvent the wheel. We try to find ways to be creative. A lot of the programs we know already work our programs where you have a publicsector and privatesector partnership. We do that in the city. Im sure many cities do it. Contriving land. We are a landowner and we also have a land inefficiently developed. We will partner with a private sector to take the risk to make sure the project or means affordable for 10, 20, 30, 40, 50 years. They are risking their ability to make profit and limiting the increase the ability to increase rent. That is done through the collaboration process. We like to do it through a carrot approach. All we are asking from washington and the state is dedicate significant portions of the revenue they generate to create help us create cities what we can have the frontline workers, a lot of which were exposed during covid. Nurses. Teachers now. Police officers and firefighters. Firefighters are one of the highest categories of profession infected by covid. They deserve the support of not only the private sector but the Public Sector as well. I want to remind the audience you were the second person diagnosed with covid. You went through a process. Several efforts to get negative. You have struggled with this personally. You were also the first mayor to put in place stayathome orders. The first to put into a curfew. The first of russell this with wrestle thisell in miami. What happened . The Surgeon General summarized it pretty well. When we opened there was a feeling like it was the last day of school. Everybody just almost forgot about the fact it was this highly infectious virus in the community. One of the things it demonstrated was its own resilience and its own efficiency and spreading. The mask ind wave public rule has brought us down to levels just the other day which is 500 cases per day, something we have not seen since april. We had 3500 new cases a day for a while. Of the high 1 7 point. I never got into politics thinking i would ask people to do things they may feel uncomfortable with. The fact of the matter is when health and safety of the residents are at risk, you have to make difficult leadership decisions. Keeping in mind and understanding you are saving lives at the end of the day. I asked mayor giles of mesa this question. You hear different currents. We watched the Convention Last night and heard folks saying we are against zoning changes of singlefamily homes. In miami, when you make the moves on Affordable Housing to support those in need, is that a point of pride . Is it something that folks are ashamed of . How do you build it in . I see it as part of a healthy community. I know that isnt shared across the board. How do you shape it so those who need Affordable Housing or assistance, where it isnt tainted with the stain . It is tough at times. Sometimes you will get people i find it somewhat tragic in a way when someone will tell me we built a beautiful Affordable Housing project and someone will say i dont want to live in that neighborhood. That is sad. There is so much demand for Affordable Housing. There are so few supply. When someone gets it, they ought to feel like they were fortunate. They are getting something not too many people have. Another thing we look at is, sometimes when people get Affordable Housing, there is a perception that they are taken care of, they are ok. We realized that elderly People Living on fixed income were not ok. Within the covenant of the developments developers were , able to raise the rents. According to the median income, they were still affordable, but they were able to raise it by more than Social Security was increasing. We were able to create another program to help the elderly with a rental Assistance Program. They are not shy about asking for asking for help or applying for help. Sometimes we just dont have enough supply to meet demand. Me wheng you taught interview for the coronavirus report and i kept referencing it over again was that many people in this we were in our homes and people were forgetting that the Mental Health impact. How about family abuse and spousal abuse and other issues going on on that front. That disconnect from people as people move into th it is part of the Affordable Housing picture. What is miami doing on that front . Again talking to a national , audience, what do we need to do more of on the Mental Health side and communities being empathetic and helping people who are not handling this time of coronavirus so easily . This has been an incredibly challenging time. Systemic racism and how it has affected certain populations with covid, this has been like ripping off the bandaid and exposing how vulnerable certain people are in our community. Our reporting on Domestic Violence went down. Under other circumstances, we would be thrilled. But we felt the fact that people were being forced to stay home was creating a climate where victims felt that they had a had no place to go. We are urging people to please reach out and please ask for resources. We do have federal funding that we received at the county level. We can urge our county officials to help us combat this problem which is a problem that gets exacerbated when people are stressed out about not being able to find work. About the different restrictions and their inability to provide for their families. They are under incredible stress under normal circumstances. Now, with the record of, a gets multiplied. How is the morale of your team . The frontline folks . The folks who report to you . We forget that there is an infrastructure around mayors in providing these services. Are they upbeat . Downbeat about the times . Stressed beyond belief . Where are they . We are upbeat because we have had a good few weeks. Our case count is down. From 800 to 500 per day. The fact that our hospitalizations which were at a high are now down. That means our Hospital System is less stressed than it was a few weeks ago. That is positive. This has been a tough year. Frontline workers have been dealing with covid, will unrest. It has not been a year were people have been able to relax. It has been tough. We have a resiliency. We continue to focus on our resiliency metrics. We understand this is a Dynamic World and to be truly resilient is to deal with the shocks and stresses that we will be continually hit with going forward. I had the privilege of calling and talking to you a lot about these issues because you had to be at the nexus of so many issues at once. Thank you so much for joining us as always and giving us your always here for you. Now a quick clarification. While the next interview is being conducted by me and the questions are mine, the content should not be considered editorial. I am joined by the ceo of Enterprise Community partners. For most of the americans watching right now, to understand the dashboard of white Affordable Housing to be a out to beor them Affordable Housing. There is less resources to pay medical bills, less for food, less for clothing and discretionary income. Today we have 11 million renters. Four spend 50 of their income on housing. There is not a single county where if you are a single parent working on a minimum wage that you can afford a two bedroom apartment. It is a huge issue for families. Housed,ne is not safely it impacts their health, their opportunities, it is something often overlooked. It might be one of the most important issues facing our country today. What is the connection between covid19 today and the Affordable Housing seen . A crisislready facing before a housing affordably crisis before covid. Unstableo are housing were facing worse Health Outcomes than others. People who are unstable he housed did not have broadband access. What covid has done is shed a light on what our many of the underlying issues happening today in our country. Whoave low income workers we call them low income workers and now they are essential workers. They have been going to work, exposing themselves to the virus. We see low income workers are the first ones to either be furloughed or laid off. What covid has done is just exasperated the issue that has been impacted with low income from a health perspective, and to shed light on what children and students are going through, the digital divide, the educational divide, time to learn and do Remote Learning is not just shown a bright light on some of the issues that are impacting low income communities today. But howunds so bleak, are renters coping and this time and how are you working with them . Are in a really difficult situation and we are very concerned. We have a stalled stimulus package. We know from renters that it was the stimulus payment, the temporary Unemployment Benefits that help them, that had been helping them get through this economic crisis. The surveys that renters today are worried about paying their rent next month and it is those payments that have been helping them get through this crisis. What we are worried about is an Eviction Moratorium and the stopgap measures put in place during the Public Health crisis. It is just a bandaid. It does not mean forgiveness. These rents will have to be paid. Wheres the money coming from . When a family cannot pay their rent, they face eviction ,otentially and devastatingly potentially homelessness. We are very concerned today that renters need rental assistance because that has what has gotten them through this crisis. You have a very full 360 degree view of this affordability crisis and i am interested in what federal programs are out there you think matter most in assisting this community . It is not a onestop solution when it comes to housing. We have urban, suburban, and Rural Communities across the country. We have a supply issue and unaffordability issue. Some programs have worked very successfully. One is the low Income Housing tax credit. It is the most effective tool to produce new housing and preserve formal housing. Affordable housing. There is also the new market tax credit. It is a way to bring in private investment capital. Again, allowing communities to decide what type of Critical Infrastructure they need. Is it more medical services . Charter schools . Supermarkets . Very flexible and flexible and private capital into these areas. Another one is the home program. Hud has many excellent programs, but the home program is probably the most taxable of the hud programs. It allows localities and state governments to decide what are their unique Housing Needs for their particular jurisdictions. There is also section eight vouchers which gives individuals a choice of where they want to live. There are a number of production programs that help on the supply side. There are also demand programs like the section eight housing vouchers that give individuals a choice. Great to be here. Now that we have heard from the leaders of two cities, its time to hear from two advocacy experts that can shed light on where we are. The executive director of the council for affordable and Rural Housing is a nonprofit that has been advocating for Rural Housing initiative for the last 35 years. And the president of the urban institute, a research and policy organization devoted to strengthening communities. Love thesay that i counsel for Affordable Housing but i have known sarah for a long time. You are the data lady. The urban institute is all data no politics. When you look at this question trying to deal with communities as they are, not necessarily as we would like to dream them up to be, what does the data say . You, and great to be here. Sadly, the challenges we face as a country on Affordable Housing supply and affordability for families were severe before this crisis and they were severe and many places around the country. We tend to think of Affordable Housing is a problem in our big cities particularly the high cost cities. What we know is that affordability issues are severe in Rural Communities and suburban communities. You saw two payers from different places. Miami is a huge area. If you look at a Rural Community, you have the same issues of housing apply and a housing supply and families spending too much of their income. All of that was true before covid. With the impact on so many families, first covid payments then the extended ui helped many but not all. We saw a dramatic increase in the rate for people not paying on their mortgages and people not paying their rent, but not as great as one might expect. When the Eviction Moratorium stop and the Unemployment Insurance, if we dont have a deal to provide that support, we are looking at in rural suburban and urban communities, a wave of potential housing loss that could be as deep as we saw in the Great Recession and its consequences could be lasting for both health and the ability to recover from the crisis. Let me turn this to you and asked, we often talk about policy topics. We do address rural urban divides. Its in broadband. Differences in broadband. What does that look like when it comes to housing challenges in the rural area that you have been addressing for so many years . With the Rural Housing, one of the things that happens is people think initially about housing, they think of programs that are administered by hud. The financing, the core financing for rural comes out of the u. S. Department of agriculture. Within the Rural Development segment within the usda. One of the problems is that we Start Talking about assistance, assistance for the residents, rural residents typically dont take take advantage of the section eight program. There is a whole separate program that is there for the rural resident. Just like hud, the usda has a lot of programs that are funded under the Agriculture Department and agriculture appropriations. The Rural Development is constantly fighting for money from even within their own agency. That is one of the things that when we go into the conversation on capitol hill and we talk to folks, we have to say forget to say dont forget, its two different programs. They dont mesh all the time and what you give to one does not necessarily go to the other. Do you think that needs to be changed . Im not joking when i say i do read urban institute programs. I try to be somewhat literate in the topics i discussed, but i did not know what you just shared about the department of agriculture and these Rural Community grants. This is an opportunity to talk about reshaping things. Should that line she reshaped so that those moneys come under another set of authorities . Or do we need to do better marketing on where they are . That has been a subject of discussion throughout the years with a variety of different people. My feeling is there just needs to be a better marketing program. There needs to be more. When you talk about housing and Rural Communities, it is housing for people who live in rural areas of the country. The way the agencies are structured, way the agency is structured within itself, whats going on in louisiana. With any hurricanes or whatever. One thing you dont have when you have an emergency like a hurricane is that the usda is right on the ground. We have servicing centers all across the country. They are able to get folks and it usually happens, in some areas it is a Rural Community that is more impacted. If we talk about maybe more Cooperation Amongst the agencies. A deregulation. I think that is important. Sarah . I am not going to weigh in on agency. I do want to talk about the bigger question which is our understanding of Affordable Housing needs. There are two key things that we tend not think about. We are around the republican convention, yet there are different parts of our country purple, and blue heaven,. The first that the arias have in common. The first is resources. That is true for americans in Rural Communities, suburban and urban areas. The second is the degree to which housing is the core part of our economy. We tend to think about people owing rent to a big corporate entity. 88 of American Renters pay their rent to a relative for rent and a housing unit that is relatively small. It could be a singlefamily rental, different flats, or a property that has 1220 units. When Tenants Campaign their theirn tenants cannot pay rent, the businesses in those communities cant pay their taxes. We heard from our two mayors about the hit to revenue for state and local governments. This is a problem of Housing Affordability and the housing crisis we are facing is a problem that all of our communities share. I appreciate you talking about the synergies of these issues and how when you are not paying one place, its going to hit the other. There is a ledge that we are bothg and i want to ask of you when you look at that ledge, he looked the moratoriums coming, what dont we have in place that we have to have . We all see the ledge coming. What is the missing safety cushion . We talk in recessions about soft landings are hard landings. How do we get a soft landing . Very, veryacing a hard landing and i want to make sure we dont limit it to Eviction Moratoriums. The way we have cap the Housing Market from suffering a much is thetreme problem extension of unemployment payments. People pay their rents before they feed their families because without a roof over their head, they cannot go on to solve other challenges the crisis has created. So the first thing weve got to do is congress has to get back to work and reach an agreement around expanding, either extending Unemployment Insurance or other Housing Support or else we will have people in the street. During a health crisis, evictions is not the way to lower our spread and get the economy working. Side, i wouldl just say that while the bill people refer to as cares contains a lot of money for urban and suburban residents, there was no money put in for rural residents. So one of the things we are advocating for is additional rental assistance and rental assistance for people who live iny right now and the properties owned and managed by our members. And for those who unemployment did not reach, which is why we saw the uptick. Theres a lot of people for whom the federal Eviction Moratoriums only covered those in properties assisted by hud or the gocs. Theres a lot of folks that when these local Eviction Moratoriums are lifted and unless we provide some interim Housing Assistance or other income support, we are going to see a very dramatic crisis in our country right before an election. It is such a whack a mole challenge and im going to pop over here lets we have a question from lou. Im from the trade thatiation a membership did over 9. 5 billion in Community Development in 2019. We are based in d. C. , but i am zooming in from cleveland, ohio. What should the path look like for a successful federal housing ann between job creation and additional covert relief bill . I love that question because yourshould our social thoughts . Some ought to be doing short term steps building toward a future we want to have. Thats exactly the right question. We need to prevent things from getting worse. If we are facing a huge recession and we knew we were facing an underlying suit by problem, this is an opportunity to create jobs by increasing support for our supply programs like the low income tax credit and to create more units so it puts downward pressure on rents and we have to realize our federal housing subsidy programs reach 20 in many places of the need that exists already. If we want people to go out and look for jobs and get the education they need and support their kids and schooling, especially schooling that is going to be remote, we need them to have stable housing. We prevent things getting worse, to provide enough support so people can work on the rest of the economy and can be active members of a thriving economic program. Thisw would you answer social contract of the future, design it better i was taken with your comments right now, but on these Rural Housing assistance, that they were not built into the cares act. I would say i think the success of Affordable Housing that because of the private Public Partnership that has developed over the years, thats a result of you had previous speakers that mentioned the low income tax credit and bonding bond program is really important for when you improvementsital to rehab and preservation. There are efforts to do a flat 4 which is important because of lowinterest rates right now. Doneoking at what we have and we as the affordable industry as a whole has done to make all the programs Work Together is indicative of the fact that it is important to continue that relationship. Say if they are talking about infrastructure needs, if you are bringing broadband into a community but you dont have people using that broadband and People Living in houses and kids in school having it to use broadband to go to school, it is important. All of the discussions need to continue to happen. I want to thank you both. You for the insights. I thought it was an edgy, great conversation and thank you for sharing with us today. Thank you for having us. Good to be with you. That brings us to the end of this program. Thank you to Enterprise Committee partners for their support and you attendees for joining us. For those of you who missed the conversations, you will find clips of this conversation with our conventions coverage on our hill conventions hub shortly. We will be back tomorrow morning with another installment of the Big Questions and we will be asking republican pollsters what their crystal balls are telling them about the present state come november. Dont miss it. Im steve clemons, signing off. [captioning performed by the national captioning institute, which is responsible for its caption content and accuracy. Visit ncicap. Org] trumps touring storm damage caused by hurricane laura in louisiana and texas and will be receiving a briefing in lake charles. We will have live coverage at 2 30 p. M. He will also be in orange, texas , near the louisiana border participating with local responders in a roundtable. That is live at 4 35 p. M. On tuesday, treasury secretary Steven Mnuchin testifies before the House Oversight and Reform Committee on the urgent need for additional coronavirus Economic Relief for children, workers, and families and the administrations mentation of key stim it was programs approved earlier this year. Watch live coverage beginning at 1 p. M. Eastern on cspan, on at cspan. Org, or listen live wherever you are on the cspan radio app. Book tv on cspan2 has top nonfiction books and authors every weekend. Tonight at 8 00 eastern, binge watch programs with the late author Christopher Hitchens whose books include no one left to lie to and the trial of henry kissinger. And on afterwards, edward ball on his book life of a klansman which looks at White Supremacy through his great, great grandfather through the life of a klansman. He is interviewed by Georgetown University professor of law and civil rights and social justice. , susanher book eisenhower examines the leadership style of her grandfather, president dwight eisenhower, and the decisions he made during his presidency. Thats this weekend on cspan2. The Republican National convention ended thursday night. Washington post reporters and columnists reviewed president trumps acceptance speech, Fact Checking his comments and discussing his use of the white house for a Political Campaign event. Good morning. Im the opinion writer for the Washington Post and welcome to the live one stop shop for news and analysis all about the Republican National convention. We are going to get right into it. With me on this final warning and renownedlee fact checker glenn kessler. Welcome