Senate is working, and were trying to come up with solutions that will keep america moving. I particularly want to talk about one piece of the package because ive been getting calls from Small Businesses. Small businesses that are saying weve been shut down. Weve been told that we cant do anything with our business right now. Thats not all businesses. I do know the Grocery Stores are doing very well, probably having their best year ever. That will tail off a little later in the year when people are oversupplied, but right now Grocery Stores are probably doing well. Every other part of the economy is doing poorly, whether its restaurants or shoe stores or i think i saw where they even got permission now to deliver liquor. Before you had to buy it from the store. You couldnt get it delivered to your house. As a concession of the definitey were having to keep from shutting down every business, that concession has been made in some places now. But my point is that Small Business employs most of the people in this country, and Small Business is the one thats having difficulty right now. Big businesses always have a little bit of leeway, a little bit more of a forward plan. And because of their size, they have more flexibility. A Small Business does not have that. And whats been brought to my attention this last week are people who have payroll coming up, and they said now weve been kind of shut down shut down by the government they like to say, but its shut down by the virus actually. The virus is whats creating this panic, and in order to keep people well weve suggested all these Different Things that people ought to be doing, and i hope theyre following that. But for Small Business, this is disastrous. If theyre not selling anything, theyve got no cash to pay their employees. If theyre not selling anything, they dont need the employees. If they dont need the employees and they fire the employees, then they go to unemployment, and the unemployment lines are long. Thats not where we want people. We want people, particularly ones that are trained for a particular job, to be available for that job the minute that job is available again. And one of these packages takes care of that situation. One package will provide for loans to Small Businesses provided they keep their people on. Now remember, these people arent producing anything, so theres no revenue coming in to pay that loan off. It also provides, provided they keep their employees and when the thing is over, they still have their employees, the payroll part of that and any immediate thing there are other things they absolutely have to pay. They have to pay their rent, or if somebody else has a financial problem. They have to pay for the electricity, the heat, and all the regular things a business has to pay for besides employees. But provided theyve kept those employees on, those direct costs will be forgiven. So thats encouragement for every Small Business out there to relax a little bit. I always say that the definition of a Small Business is when the owner wakes up in the middle of the night and says tomorrows payroll. How am i going to make payroll . And believe you me, that happens to those Small Business men out there. You have a bad week, so who doesnt get paid . The owner doesnt get paid. Hes got to pay those people and he does pay those people because he wants those people around. And thats the crisis that were facing. How do we keep those people around so that when the business comes back, theyre available. The business can go forward as it did in the past, and this package will do that. I only wish that there was some way we could do it faster than monday. Dont hold your breath, monday is you know, were talking about congress. That doesnt mean things will get done by monday. They ought to be done today. But monday looks like the earliest possible time that they can get done. So the message that im giving is Small Business men, hang on. Hang on a little bit longer. If this passes, you will be able to keep your employees. Their employees will be paid. Thats important. Thats the way to get money out into the economy pay employees. And let them keep their Health Insurance that way. If they go into unemployment, they lose their Health Insurance. We dont want that to happen either. So this is a solution that needs to happen right away for the employees as well as the employers who i had a call from one this week that said ive got to declare bankruptcy. If you do something, will i not be eligible because i declared bankruptcy . Its a reorganization bankruptcy, but i need to reorganize so i can find the cash to pay my employees. Im pretty sure that the bill has a stipulation in it that if you declare bankruptcy after march 1 that youll be eligible for this plan. And be able to keep your business going. Not in a comfortable situation because none of us know when this is all going to be over. None of us know what the residual effects are going to be on the Business World. But we do need to have a vibrant Business World out there providing for the needs of people. Weve really become reliant on others. Hardly any of us produce our own food anymore. Hardly any of us produce anything that we use any more. We could and we can, and people probably are just to get by. But thats not what were used to. Thats not what we expect. Thats not how we live. Thats not how we enjoy life. We enjoy it by being able to have a job and being able to buy the things that we need to have and the recreation that we want to do. So im hoping that this package can go through in an expedited way. And im particularly hopeful that the Small Business part, which is where most of the people in the United States work, can go through so that they can be paid, so that they can keep their insurance, and so that theyre ready to do what they have been trained to do and want to do and like to do when the time comes that this virus is passed and people can be out there and doing all of the things that they like to do again. So i encourage the Small Business men to hold on. Help is coming. Thats pretty tough to hear from congress, im sure, but this is one where i think people are realizing the severity and the importance of speed and how many people well, i dont think weve quite grasped how many people yet are involved in this and could be saved by this, but we will. And i ask those businesses to hang on while we do our job. And i thank the senate for staying through the weekend to work this problem so that we can do it in a timely manner, hopefully by monday. So hang on out there, america. Help is on the way. I yield the floor mr. Durbin i ask consent the quorum call be suspended. The presiding officer without objection. Mr. Durbin mr. President , yesterday i came to the floor with some optimism about what we could be including in the legislation currently being considered in the senate to respond to the Coronavirus Public Health emergency