Good day, everyone, and welcome to the Credit Acceptance Corporation Fourth Quarter 2020 Earnings Call.
Today's call is being recorded. A webcast and transcript of today's earnings call will be made available on Credit Acceptance's website.
At this time, I would like to turn the call over to Credit Acceptance's Chief Treasury Officer, Doug Busk.
Douglas W. Busk --
Chief Treasury Officer
Thank you. Good afternoon, and welcome to the Credit Acceptance's fourth quarter 2020 earnings call.
As you read our news release posted on the Investor Relations section of our website at ir.creditacceptance.com and as you listen to this conference call, please recognize that both contain forward-looking statements within the meaning of federal securities law. These forward-looking statements are subject to a number of risks and uncertainties, many of which are beyond our control and which could cause actual results to differ materially from such statements. These risks and uncertainties include those spelled out in the cautionary statement regarding forward-looking information included in the news release. Consider all forward-looking statements in light of those and other risks and uncertainties.