Creating a budget (and sticking with it) - On the Money with Jarryd Neves

On the Money. Budding stock market investor Jarryd Neves, of BizNews, sends out an invitation to everyone who wants to ask questions about share investing – but is too embarrassed to ask. Write to [email protected] And tune in for his regular Monday column: On the Money
Mention the word ‘budget’ to someone who’s just landed their first job and their smile will quickly dissolve into a frown, with eyes as dead as the night. Yes, budgeting is a rather boring – but essential – thing that we all should do, but don’t.
It may not be exciting or allow you to blow your payslip as you wish, but it does teach you to manage your money and gain a modicum of financial discipline. Perhaps a less dreary way to describe a budget is to call it your spending plan. Working out how much you’re prepared to spend and save each month can simplify things and make sure that you’re always covered for the essentials.

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