Credit unions in Colorado and across the Mountain West are helping high school students tackle money challenges through "Bites of Reality" fairs. The app-based program forces students to make budgeting and spending decisions in real time. Sarae Bay, vice president and managing director of the GoWest Credit Union Association Foundation, said the fairs -- which assign each participant a persona including a job, income, a family, monthly expenses and debt -- allow students to experience the effects of their financial choices in a safe environment. ...