From todays apple event we start with a major selloff in the financials the biggest driver in the market with the xlf falling more than 1. 3 citi dropping 7 today under pressure that regulators could crack down on the banks Risk Management systems the stock is now down more than 12 in the past two sessions guy . Dan nathan has been talking about this for a while one of the things weve said is todays banks are much different than ten years ago theyve become utilities you have to look at them differently and you have to factor in valuations much differently. Ill say this quickly about citi right now at 45 the stock is now trading 63 of tangible book, assuming that tangible book is accurate thats levels we last saw probably in the financial crisis these are trough valuations in terms of the price of tangible book i think Warren Buffett told you everything you need to know about us banks hes obviously paring down exposures in banks i think that tells you a lot as well in terms of citi, its a safe play in the long game to say that citi will figure this out and this trough valuation in terms of tangible book, if you have a time horizon, this is about as good as it gets at a historical measure. I get the discount that its trading relative to peers. If you have the occ and the fed reserve looking into you have and you have this track record where you have also in the past been behind the curve when it comes to conforming with regulatory demands this is a company thats had trouble in the past too. Thats true guy is right that the banks are in better shape than they were back in that time. Still, Risk Management is key. When thats called into question, you have to have concerns about the bank in general. Were not huge fans of the banks in general, but we have actually been buying jp morgan. In our opinion, if youre going to buy a bank shs you need to look at that Management Team and that Balance Sheet for us jp morgan is probably the best of those banks. Even though were underweight banks, we dont hold citi. Jp morgan would be our choice if you want to have some exposure there. Its going to get new management in the form of jane fraser theres an argument that jane frasers background in management and risk profile and understanding these dynamics, claims is almost done. Sounds like theres stale lot to do i think shes the right person for the job. If you think about citibank, worst in class returns mia a is asset sales, b is buybacks and c is a case where theyre starting to get through some of the restructuring that needs to be done, but ultimately its about the cost side of the Balance Sheet and where thats really been the only place youve been excited. Guy pointed out the multiple how about 84 million shares . The most share volume youve seen in this bank since march of 2014, which on a twoday basis when you consider the entirety of the move, unless there is something much bigger here that the market is sniffing out, this does seem like an opportunity in terms of oversold. Im long citibank. To be clear, i hope so unless theres new news about some egregious oversight rather than systemic issues, i think were okay. The pace of the selling, with the occ and the Federal Reserve in this in there, investors probably go right to are share buybacks safe. Are those things still going to be allowed thats sort of the worst Case Scenario here. This is at the epicenter of value versus growth. If youre going to be an investor in banks people are going to go for jp morgan, bank of america or the brokerage, goldman, morgan. Most of the dedicated analysts from five and ten years ago are now covering square and paypal and visa so its lost its luster and theyre going more into thin tech space i think i would still avoid the banks, quite honestly. Guy adami, heres a provocative would you rather. I love that square or jp morgan . Square. Absolutely i think the Growth Potential for square is still there. We understand that its had a ridiculous run and people will cast aspersions of valuation but when you talk about a company with Growth Potential as opposed to one where we know where the ceiling is with jp morgan, you put a 1. 8 price to tangible book you get a 115 stock thats exactly where it topped out in june. Whereas a name like square to me, i think thats where the growth is. I think steve would probably agree. Given the game would you, square. Victoria, your favorite nonbank financial. S p global is something weve been uh buying in the financial arena. Were not a big fan of the banks. We agree with steve on that, but we have to have some exposure. To look for other things, s p global is a great way to have some exposure there. Its sticky business its high margins. They have low net debt lets move onto apple today. Lets start with that new hardware apple today unveiling the new ipad air that starts at 599, a price jump for that device it will be available next month. 10. 9 inch display, what the Company Calls a huge boost in performance. The question is whether or not it helps boost ipad sales in the quarter ahead which have benefitted now that people are working, learning and playing at home two new watches as well. Apple dominates 53 of the global smart watch market. Now introducing a new series 6 which can measure blood oxygen the watch se starting at 279 only about 10 of iphone owners have the watch in other words, they see the potential for strong growth ahead. News on Services Ahead the long rumored Services Bundle is announced the bundle comes in three different tiers starting at 14. 95 per month. A new Fitness Service for the watch as well where users will be able to access a catalog of workout videos thats going to cost you 9. 99 per month. Theres also a hand washing function on the watch, which i dont understand how that works. Thats actually part of the new watch operating system which comes with new features. It tells you if you spent enough time washing your hands. I think they keep hammering home this idea that the watch is a health and fitness device. I want a function that tells me if other people are washing their hands enough, not me josh, thank you. In terms of the ecosystem all of these new gudevices are importa for that i think the bundles are interesting. As you get into the health care this is what weve known for apple for a long time and this is what weve been waiting for i dont think there was anything earth shattering here, but this apple bundle which gives you a collection of services that are part of the suite. Some or all of those are things people are already paying a la carte for. Ultimately the health care dynamic and everything that people are obsessed with these days including your oxygen level in your blood which is a very simple reading you can buy devices off of amazon for almost nothing that do this. Apple in terms of Daily Health Care and regular routine and observation, i think this is important. I think theyre called pulse oxymeters. Im shaking my head because it says you need an application from the Application Store to let you know when people wash their hands. Its called the vision app or for some people its called the smell application. Number two, the great jeff mills, the general actually power pitched s p global i know hes watching right now shaking his head up and down like this. I know Everybody Loves apple but youve had five or six major peak to trough declines. It was a bit of a yawn fest for me, but of course somebody who only goes to the Application Store a few times a year would be a big yawn fest. Its a big trip for you to get in the car and go the Application Store. I agree with guy. Last week we saw the 110 level hold in apple. You look at the moving average there at 109. 5 level or so i think were going to break that level and trade to the mid 90s. I think we lost there you go go ahead, steve. Im looking for a mid 90s print. Im out of the name currently. I do believe you will see very shortly apple in the mid 90s lets bring in gene munster ill take the over on that. I think this stock is going to continue to move higher, in part because of what we saw today it was really a layer below the surface. The key takeaway was how this company is masterfully upselling its consumers. Theyve taken larger screen phones, more capacity in the iphone, maybe more feature rich airpods. They did it three times today. Whether its the se is going to get people to motivate to get the most recent apple watch, whether its bundling to get people to buy more or what they did around the pricing with the ipad air i think this company has a competitive advantage. One last thought on that, this masterful price seg menatimentan up sell. They do have great products and consumers see the tradeoff that Price Premium relative to value. I think youre going to continue to see asps inch up here when you think about what is in the bundles, gene, it seems like some services there wasnt really great consumer uptake when it comes to music and it was maybe not as big as some might have thought how do you think about what they are up selling in that incremental dollar you are getting from that subscription theres six services theyre bundling together. They have about 500 million subscribers. Were taking six products over 500 million subscribers bundling them any time you bundle someone above 8, the bundles start at 15 and go to 30 when you put all this together, youre going to see 25 to 50 less its still a small part of their business although six products account for about 4 billion many revenue a nice move that piece is probably a little bit too small to move the needle agree on services being obviously a more exciting part of the story can you refresh for us or break down your valuation and how you are valuing the pieces because this seems to be the story with how you come up with a level on apple. I take a different approach im more at what earn iings grot is going to be i think that ultimately if you fast forward a year from now in 2021, were going to be thinking about 2022 estimates i think ultimately if you take a 35 times my 2022 estimate, that yields a 200 stock price. Thats a 3. 4 trillion market cap. Staggering number. You may think i lost my sense of guidance here, but ultimately i think this is very achievable. Now weve kind of put this concept about the traditional view of apple, i think that view is slowly fading away. I think investors are progressively looking at this as more wholistic i think were going to see the hammer on that theme a few years from now when they start bundling hardware and services i envision they will have a product where you pay apple a certain month, you get all of your hardware and software needs. Only apple can pull that off theres no other company in the world. Consumers want it. They want to make this easy. Apple has a chance to redefine as a Services Business entirely. Victoria, what are your thoughts on apple . We started trimming our apple position about a month ago, not because we didnt like the company, but for the sheer fact that it was an overweight in our portfolio. You can use the pullback as an entry point. I like the bundle. I already pay for three of those items separately so a bundle makes sense. I also like the fitness app. I waited five weeks to get my peloton delivered. Were full in the position, but if you dont own it may be Start Building your position. To the point victoria is making on some of the competing apps, guy, i know youre a big fan of the beach body app. Pandora is 10 a month, drop box plus is 10 a month. Is there a risk these bundles actually harm others out there who are offering stand alone services no question peloton is obviously a little bit different. With that said, you saw the knee jerk reaction of peloton right off the bat after apple announced this this is always the fear that some companies are amazoned. Well, in this world some companied can be appled. With that said, i think there is a faction of people that still like individual things the whole bundle thing sounds confining to me. Id rather pick and choose my applications as oppoe poepposede it under one umbrella. Another twist in the nikola saga plus, walmart gets primed. The company upping the ante against amazon today en the world gets complicated, a lot goes through your mind. How long will this last . Am i prepared for this . Are we prepared for this . With fidelity wealth management, your dedicated adviser can give you straightforward advice and tailored recommendations, with access to taxsmart Investment Strategies designed to help you keep more of what youve earned so youll know youre doing what you can for your family and your future. Thats the clarity you get with fidelity wealth management. This was the theater i came to quite often. The support weve had over the last few months has been amazing. Its not just a work environment. Everyone here is family. If you are ready to open your heart and your home, check us out. We thought for sure that we were done. And this town said not today. And this town said not today. You can go your own way go your own way your wireless. Your rules. Only Xfinity Mobile lets you choose shared data, unlimited or a mix of each. And switch anytime so you only pay for the data you need. Switch and save 400 a year on your wireless bill. Plus, get 400 off when you buy the new Samsung Galaxy note20 ultra 5g. Welcome back to fast money. We are following a developing story of nikola. Shares tumble in the after hours session. Phil they are under pressure because it appears there are now two agencies investigating nikola this afternoon two reports, one from dow jones, one from the ft saying that the department of justice, specifically the Us Attorneys Office for the Southern District of new york has made inquiries to nikola regarding the fraud claims we have reached out to nikola. No comment at all. Weve been unable to hear anything back from the company regarding this report of the doddo investigating. The sec is also looking into these broad claims surrounding nikola neck nikola reached out proactively to the sec and said we want you to look into these claims. The claims said this is an intricate fraud that nikola is perpetrating here and that basically investors are on the hook what you heard from nikola on friday and monday was a refuting of those claims from hindenburg. Today hindenburg said we view nikolas response as a tacit admission of securities fraud. That tacit admission because one of the claims was that a semitruck that was filmed by nikola back in 2017 was not propelling itself. It was being rolled down a hill. It was in motion it was not an actual driving vehicle. Im showing you General Motors because General Motors said we did appropriate diligence when it comes to looking into nikola before striking the deal nikola will have its badger electric pickup truck built by General Motors we have heard nothing at all from the chairman of nikola, trevor milton. You have to wonder if these investigations take away the real oxygen that has pushed this stock higher over the last month. Trevor milton on social media friday, but not since then. He had that sort of monologue that had some profanity in it that we bleeped out. We aired part of that. Bloomberg had that report about the pickup truck or the semitruck not actually being functional at an event a long time ago has gm not said anything they have not said anything i think General Motors position and this is conjecture based on conversations with people at the company. If this turns out that nikola is really not what everybody thought it was going to be, whats the worst that happens . They no longer build it. Its a little embarrassing for General Motors since they said they did appropriate diligence from General Motors perspective its too early to pull the plug. You cant be happy that nikola is under investigation but theres the possibility this could all wash out and they do build this badger electric pickup truck nikola gives them the size and scale. Thats the attractive part of this deal for them. Steve grasso, i think thats an interesting point it didnt cost gm any money basically. Its sort of an option on the success of this company. When i look at this, were caught up in reading tea leaves now. So you have to look atte at technical the 28. 75 is your near term support. Your 200day is 25. 62. Maybe gm is advising them. This is all me just guessing but maybe gm is advising them not to speak maybe gm is advising them not to open their mouths because of the profanity that we heard last week they dont like the look of that having said that, if gm says they did their Due Diligence, i think you have to count that as a huge bullish point so where phil said maybe they could just walk away, it will be a little embarrassing, i am more constructive on this but i would like to see some more levels get tested if it holds the 200day, id be being to go small or feel at a level you feel confident in, but i think the stock moves higher as soon as we heard something good. If gm really did Due Diligence, this would put doubts in my heat about my futuany futa that gm partakes in at all its not like there was no question about this company before there is that bloomberg article about the semi truck that was not functional at an unveil function. Yeah. That would be my concern i can understand why for some people it would just be viewed as a slight embarrassment to General Motors i totally get that i also think the other side of the coin is if gm said they did their Due Diligence and there is something here, to me thats problematic. Let me say one other thing the agencies that are doing their Due Diligence are doing exactly that it doesnt mean nikola is guilty of anything. To steves point whether its General Motors telling mr. Milton or his lawyers not to say anything, that doesnt necessarily mean anything other than they want him to be quiet exonerated is the wrong word but for lack of a better one, we could be talking about nikola being cleared of these charges by these agencies and the stock trading significantly higher thats the flip side of the coin but at least for me knowing nothing about the accusations or the veracity of them. Coming up, the three certainties of life, death, taxes and the fed. Plus, shares of fedex sharply higher in the after hours session on earnings. My financial professional explained to me all the ways nationwide can help protect Financial Futures in peytonville. Nationwide can help the greens get Lifetime Income because their son kyle is moving back home and could help set up a Financial Plan for mrs. Garcia. And he explained how nationwide can help mr. Paisley retire early and spend more time with his pal, peyton. And their new band. Exactly yeah. Dont forget the band. I havent. You should be mad your neighbor always wants to hang out. And you should be mad your smart fridge is unnecessarily complicated. Make ice. Making ice. But youre not mad because you have e trade which isnt complicated. Their tools make trading quicker and simpler so you can take on the markets with confidence. Dont get mad get e trade and start Trading Commission free today. The market closing well off the days highs with the dow barely holding onto a gain this as the fed kicks off a twoday meeting tomorrow our next guest believes investors will have to deal with rolling corrections. Tony, great to see you so you still think we could hit record highs yeah. Were really focused on the longterm here, which is an extraordinary setup. Youve got a historic level of excess liquidity thats in the marketplace, coupled with a synchronized global pivot in the economy. It is really extraordinary it looks so much like that fall of 2009 when you started a new economic and market cycle, but volatility picked up because you had had such a run off of the low. So the fed, in your view, is sort of the floor under the market, the unknown that can cause this volatility is the election so youve got a bunch of unknowns youve got election. Youve got geopolitical risk with china you have covid19 vaccines youve got obvious economic recovery those are the unknowns but theyve been with us for the whole time the one thing we do know is for the first time in my 30plus year career, i got a fed chairperson thats literally saying dont worry about the deficits, were just printing money and they just revamped a policy to prove it so when ive seen corrections, we were looking for a 37 correction we still are looking for multiple 37 corrections like the fall of 2009 in my career ive always heard the fed say this isnt going to last forever the deficits are unaffordable. At some point were going to have to pay the price. But the opposite has been said with this fed. The reason is low inflation is giving them the ammunition to be able to do it. Tony, when you mentioned the synchronized global pivot, what precisely did you mean and does this assume that the u. S. Economy is pivoting itself . Yep it is. All the data is there. Let me explain the two main factors im going to talk about for a long time. Excess liquidity is the amount of money thats readily available against whats needed for economic growth. That reading is coming down, which again reenforces that youre on the other side of a recession. And the global pivot in Economic Activity is the organization of Economic Cooperation and development puts out a data series of the 37 economies they follow showing which ones have compose it le composite leading indicators that hit zero for april and may. Then it pivoted off of that low with monthtomonth readings of 90 . We knew that zero were positive, but that you were having almost every one of them have an uptick month to month the only time i can find that happening is, again, the summer and fall of 2009 so our case isnt that this is going to get crazy with the election who knows which side is even going to accept the results . That can create the opportunity, but as long as youve got that combination economic catastrophes and sustained drops happen when theres a credit crisis and you believe you need money and dont have any access to it. The opposite is true today i dont want to go all the way back up in the next minute i wish we did for the people that are unemployed and the Small Business owners for sure however, i would like to see a good, consistent recovery because that keeps all the factors that are currently working for the market in play. Tony, good to see you thank you. Thank you so much, mel. Tim, your thoughts . I think tony did a fantastic job explaining Monetary Policy in the context of markets and the fed put, which i agree with. If you buy that theory and you buy some of that pivot on the leading indicators fedex started to trade off dramatically in january of 2018. Transports have outperformed the s p 500 by 25 since the lows of march and they will continue to. Related to that, again, the resources trade. Look that is at all time highs or its about to near post crisis highs. Those trades are part of this trades into the industrials. Victoria, if you believe tonys thesis, you should want to be in cyclicals i think you might have some exposure to cyclicals. You have the fed saying were going to be locked in low rates until 2023 maybe that causes a little bit of inflation, but does the fed care i dont think they do. When they talk about the new way theyre going to look at Monetary Policy. You have a runway there. We still think that secular growth story is important, so we wouldnt do a full shift into cyclicals. Look at those growth names and keep those in your portfolio theyre still going to have some room to run. Coming up, walmart takes on a titan. Will it help the stock get back to record highs . First, grasso lining up for a st pch on the one retail name he thinks is going to rip higher looking for an under the radar retail play . Steve grasso has a name he says could rally some 300 . Steve, take it away. So Capri Holdings im excited about this one if you look at the lvmh and the tiffany deal or sort of deal or almost deal, it kind of gives you the indication that Luxury Brands are going to be in focus. If lvmh was looking for it, what are they going to be looking for next Capri Holdings owns versace and jimmy choo i know guy is fond of jimmy choo having said that, lvmh tried to buy both of those names in the past, which makes it even more interesting. Now, if you look at the premium brands, the standalone ones dont exist anymore. That make it even more valuable. Lets look at some of the technicals on capri. Last sale is 22. 90 it hasnt been above its 200day moving average since january it just started trading above it yesterday and today. Hugely constructive, up 42 in a handful of days. Heres the biggest part. Valuation. Valuation based on the rest of the luxury brand space is astronomical compares to this one trading at roughly 12. 5 times just the Luxury Brands earnings that means ifyou extend it and say 12. 5 times on what earning and normalized earnings, you get to a number of 45 then you got your michael kors. Slap another 12. 5 on that you get another 51 in earnings. Brings you to 95. Last sale is 22. 83 could probably trade just under par at 95. Victoria . I know when we look at the Luxury Brands, the Chinese Consumer is a huge component of that and we see kind of a vshaped recovery coming in china. But what about the rest of the world . Do you see that coming back any time soon where people are going to go out and buy these Luxury Products or even have a place to wear them . Thats a great point. I think when you look at china, they were first in theyll be first out when you look at europe, its always in question whether were going to have a second round of this the consumer all over the world has been in a pretty good position so they will spend money ultimately on Luxury Brands. Eventually im sure theyll have a place to wear them great question. It is time to vote. Buying or selling grassos pitch on capri, guy . John idle their ceo, georgetown ties, wonderful operator number two, you know that whole thing kizmit i just happen to have my michael kors bag by me im with steve on this one thats an excellent power pitch by 386. Can you use a white bag after labor day . Clearly tim im trying to draw the versace logo i love versace im a buyer of versace victoria . Im going to be the lone wolf here and say no. Its a no, not yet i like the technicals. Im not wearing jimmy choos but i thought id draw one there i like the technicals. I want to see them stay above that 200day moving average a little bit longer before i jump into the name. Our traders have spoken but now is your turn up next, fedex divelering on earnings well tell you what is driving the after hours rally. Weve got an earnings alert on fedex rallying after hours with the companys Earnings Call underway. Fedex shares more than 8. 5 higher after delivering for investors. The Earnings Call started at 530. The company saying its not getting any guidance because of the uncertain environment. Taking a deeper look at this quarter, the driver here was really residential delivery, the majority of that handled by ground single digit increases in revenue and volume as well per package numbers that many expected to be hurt by all this residential delivery also showing that ground is the driver for fedex however, the big number that tells you just how good this quarter really was overall margin that dramatically improved from 5. 7 a year ago to better than 8 this quarter. I think fedex apparently has figured out how to make money on all this delivery. That had been the problem on the mix that wasnt conducive to operating margins. 8. 5 in operating margins was way better than what analysts expected in the ballpark of around 6 . Vindication for fred smith and co yield improvements is important. Also not lost in this but maybe it was because annually they tend to raise their prices they raised prices on ground end express monday theyre getting what they need, the improvement in the overall yield. This is a stock that fell from that january 2018 blow off top for markets and cyclicals. It led the economy on the way down its telling you its a much better run company and i stay long guy ill say this tim knows this this level were trading at now is where it topped out in january of 2018. Margins were fantastic, especially the express, which is obviously the mother of the business with that said, at a certain point valuation catches up this stock is now up from a 90 level. I think if youve enjoyed this ride, i think it might not be a bad time to take some money off the table. Victoria, do you think fedex is telling you something about the broader economy . Im not sure if its a great sign for the sheer fact that we know theyre going to have an increase in b to c business because everyone is ordering online i think as things start to open up, maybe we see that shift back more towards the story we saw previous its what frank was talking about. The b to c is a smaller margin business we didnt like the way the valuation was playing out. I think we might see a pullback as everything starts to open up so were going to wait and see if we can get a valuation play on this name plus, is walmart poised to take the ecommerce crown. Plus, take a look at our cramer cam you can go your own way go your own way your wireless. Your rules. Only Xfinity Mobile lets you choose shared data, unlimited or a mix of each. And switch anytime so you only pay for the data you need. Switch and save 400 a year on your wireless bill. Plus, get 400 off when you buy the new Samsung Galaxy note20 ultra 5g. Welcome back to fast money. Walmart shares ticking higher after todays launch of the companys subscription service, walmart plus the plan costs 98 a year compared to amazon primes 120 price tag. Walmart chief Customer Office has said that walmart plus does not intend to compete with anything else, but can it . Is that even the right question, victoria does it have to win over customers from amazon or can it just even have the same customers . I think you can have same customers, but over time, were 510 years out youre going to have a twoplayer game going on here. Its going to be walmart and amazon walmart has put so much capital into their infrastructure, that expotentinential growth, thats tremendous we think thats going to continue to grow they can get their groceries, household goods, clothes i mean, here in houston walmart was one of the very first stores to open up once we started opening things back up from covid. I think theyre going to gain customers from amazon and keep them Going Forward we like the position in our portfolio. I know mikes going to talk about options. We own it in our Options Strategy as well grasso . I think that the last tick up in walmart was the whole tiktok angle and the story and with 55 groceries, i dont know if i really want to continue to rerate the stock its come in about 10 pretty quickly. Id like to see it hold but i do think youre going to see lower prices Going Forward i dont think theres really any competition from the offering to an amazon. I get much more from my amazon subscription than i do from walma walmart. Mike khouw has the action. So walmart has company much more calls than puts trading over the course of the last couple of weeks. Some of that was related to the news steve was talking about then of course we had the news today about walmart launching. We saw more calls than puts by about 111 the september 25th calls, the buyer is setting about. 5 of the current stock price in case it retests highs that we saw earlier. Thats about 8 from where the stock is right now i would say personally i think there might actually be a chance for walmart to start competing with amazon. Thanks for that, mike up next, the results from the fast pitch and your final trade. Turn on my tv and boom, its got all my favorite shows right there. I wish my Trading Platform worked like that. Well have you tried thinkorswim . This is totally customizable, so you focus only on what you want. Okay, its got screeners and watchlists. And you can even see how your predictions might affect the value of the stocks youre interested in. Now this is what im talking about. Yeah, itll free up more time for your. Uh, true crime shows . British baking competitions. Hm. Didnt peg you for a crumpet guy. Focus on what matters to you with thinkorswim. Good job, michael does. Ok, lindsey now tell the class what your mommy does. My mom has super powers. Its like she can see the future. What . its like she time travels in a rocket ship. Thats cool and then she comes back saying try this or try that. She helps everyone. She helps them feel less worried. Wow mommy, so what is it that you do . Im a financial advisor. She is aig proudly supports all the professionals taking care of our Financial Futures. Take a look at Capri Holdings, up about 9 after hours. Grasso pitched it as a next best idea youre not buying it in the pole because sadly you struck out 57 say no thank you to capri. 43 say yes. So were giving you the dance version because its even worse. Time to go around the horn final trade time tim . Bhp resource stocks have started to urn around victoria . We are recommending service now. There is so much going on in this space right now we see the snowflake ipo with the way businesses are changing because of covid we think theres a lot of opportunity here steve grasso . So i guess my final trade is going to be to stay consistent with Capri Holdings. It being up over 9 , i guess those people were busy trading it versus voting on the twitter poll, so im going to take that as a victory im still long the name. I think its a great risk reward right here i think this thing is really going to outperform aggressively to the upside. Guy, what do you say . Yeah. My michael kors bag and i agree. Nike. Melissa. Thanks for watching somewhere and i promise to help you find it. Mad money starts now hey, im cramer. Welcome to kwlt mmad money. Welcome to cramerica other people want to make friends, im trying to make you money. My job is to educate and teach you. Call me or tweet me jimcramer is the economy too strong for washington to pass another stimulus bill . Are we in such good shape we simply dont need the money