Announcer this is on the money, your money, your life, your future. Now, becky quick we begin with the Opioid Crisis in addition to the personal price millions of americans have paid the epidemic had an Economic Impact with an estimated cost of 500 billion in 2015. Heres more on the cover story today. One new tool doctors hope to use in the Opioid Crisis, digital pills which may provide a clearer picture of prescription opioid use. They contain an ingestible Wireless Sensor to notify doctors it has been taken. Doctors in boston ran a small study using the technology and enrolled patients who had broken a bone prescribing seven days of ox codone. They found on average patients took only six. We were able to identify patients dont need as many opioids as doctors think. Thats important. Data shows an initial prescription of opioid the more likely they will use it a year or more later. The digital pill Technology Used in the study made by a Company Called e tech rx but the First Digital pill using a Similar Technology called proteus was for abilify. The goal there, to help make sure medicines are taken as prescribed. For all chronic medicines, nonadherence is an issue for patients with serious mental illness, nonadherence is just as much of an issue but unfortunately for them not taking mare medicines can lead quickly to a Dramatic Health care impact. A question question on privacy. Otsuka insists patients make decisions with their doctors about whether to use the technology it is intended to help people not be big brother watching you all the time. Reporter gaining insight into how the powerful medicines are used could be important in curbing abuse. Digital pills might be one front in the fight against opioid epidemics another is treating the addiction as a disease gary mendell is chairman and ceo of shatterproof, a nonprofit launched in 2013 to promote advocacy, research and end the shame and stigma of addiction. Thank you very much for being here. Thank you for having me. I want to talk about shatterproof, but first why is it that you came to develop it what happened to bring you to this my older son brian struggled with addiction from 16 or 17 for eight years. During that time period he went to eight different Treatment Programs, tried really hard, fought hard, but ultimately passed away. Getting the phone call in the middle of the night that your son has died is just you cant there is nothing worse. But for me there was actually something worse in the sense that it was so preventable even worse than that, he was addicted to opioids but didnt die of an overdose he took his own life. You took him to eight different Treatment Programs why do you think this can be avoidable and there should be a solution what did you learn in the process . I saw when brian was at Halfway Houses after treatment hed always relapse. I saw unprofessionalism in the industry i said, all right, if i can buy a house in connecticut and help 10, 20 kids a year running a good halfway house, what a nice thing to do. With my background in business you start investigating building one house in connecticut and think, why not a chain of sober homes, then why not Treatment Programs, better prevention and you start peeling back the onion . You start looking at the industry i just could not believe what i found that i didnt know when brian was alive. What did you find when you are going through it you are focused on your child. Now i find out this is 25 Million People addicted to drugs or alcohol which is one in ten above the age of 12. Third largest cause of death behind heart and cancer and no one is talking about it. It was big i learned eight of ten of those addicted today became addicted before their 18th birthday to drugs or alcohol it is about teens primarily. Not completely most importantly, i learned this destroyed me. I learned that theres 20 billion worth of Research Done over the last 20 years that had created a body of knowledge that could prevent many teens from ever becoming addicted and many of those who are addicted, Better Outcomes and treatment. All of this information was in Peer Reviewed medical journals, properly documented, but not out in use because 95 of the Treatment Programs in the country arent following evidencebasedpractices. Even worse, we dont know which are and which arent so as a former ceo running businesses this doesnt seem that complicated if there are 50 evidencebased protocols in the treatment world and we are not even talking prevention, just treatment and no one has any idea whos doing which ones not that complicated narrow down the list to the ones that are most important. Same thing you do in business. Find a way to measure them put out a score card the way you would do in business to hold people accountable and create transparency and consumers would know where to send their son or daughter and payers which are insurance companies, state and federal budgets would know who to have in network, who to pay and who not to pay and who to pay more. This is more than just the Better Business bureau of this you are looking a consumer guide to treatment. You are also trying to make sure you are following the payments to the best practices. Absolutely. Thats a huge important part of it. Yeah. And not that complicated. Right. We have taken the first step. We have identified out of the Surgeon General report which saved us two years because there was documented the research of what works we pull out eight evidencebased practices that should be core to any Treatment Program in the united states. Which are what . If you are addicted to opioids, three medications should be offered to you which in 75 of the Treatment Programs in the country arent offered today. Not that its bad people we didnt have them before and the industry has been slow to change my son was not even offered that medication the first seven in the eighth he was then he went to an Outpatient Program and they weaned him off it i have emails of him complaining about it and i didnt know. I have story after story of parents whose son went to a program addicted to opioids, not put on medication which is the Gold Standard today, leaving, overdosing and dying it is so preventable where does shatterproof stand now . You have launched, taken the first step. Right its broader than described. American cancer, american heart, susan komen, Autism Speaks nothing for addiction. So many people joined with me around the country there are 150,000 people around the country with tears in their eyes like you right now saying we want to help. We want to be part of this its just growing. This is only one piece of it we champion legislation in 14 different states getting laws passed we are the leaders getting laws passed around the country. Requiring doctors to follow certain precautions before prescribing an opioid so less people are addicted. Requiring doctors to take a course in opioids before they prescribe it. Its crazy they havent. Unbelievable. The organization is called shatterproof check it out on the web. Thank you very much for being here today well be right back. Now heres a look at whats making news as we head into a new week on the money. Stocks are soaring dow climbed more than 300 points on monday closing above 24,000 for the First Time Ever and having its best day since march. That just six weeks after the dow closed above its mark for the third time the s p had its best day since march and set a new record that move was mostly powered by the belief that the republican tax bill will pass the senate. Stocks took a breather the second reading of the gdp showed an increase of 3. 3 on an annual basis, the strongest quarterly growth in three years. Business investment and Government Spending were up. Gillette is cutting something and they hope its not your face their own prices the company launching a new lineup of lower priced blades to compete against on line competitors. Well see if the profits will be get this razor thin every month milestones are reached and surpassed. What will the rally mean for Retirement Savings when you open 401 k statements this year . James paulson is a chief investment strategist. Stocks surged because of the tax plan looking like it could get passed right. What do you think of this and what happens if it doesnt well, there is some risk now if it doesnt pass it looks like it will. I think you want to be prepared for a little more difficult 2018 certainly than we have had this year and maybe be a little more conservative in how you invest. Does that mean if i havent put money into the stock market already its a little too late to do it i wouldnt say that if you havent got money in the stock market i would definitely get some in there. Id do it over the course of the next 12 months, you know, a little bit every month rather than deciding what day to put it all in if you havent been paying attention to your 401 k account you may get the letter at the end of the year. If you see a big number, then what do you tell people . Smile first and then what i would look at is maybe make sure you reallocate funds some of your best holdings would have gone up and the stuff that lagged would have fallen rebalance the portfolio for 2018. Meaning a balance of stocks and bonds yeah. Between stocks and bonds rebalance that mix i would also consider some sector exposure i had. I may want to move more defensive like i particularly maybe would take a little out of aggressive technology thats done really well and move to energy and maybe financials for 2018 every time people are sitting at home and they see new records they think, oh, boy, what does this mean . Are we due for a pullback . Is this a bubble that will keep blowing up how do you calm people down particularly looking at longterm savings for the 401 k we are due for a correction we may have in 2018. I dont see the end of the recovery or the bear market. If it takes a correction, smile again and go look at what to buy on the cheap at that point or allocate more funds to. Thank you, jim. Great to see you. You, too. Thanks so much. Jim paulsen up next, we are on the money. The holidays are a time to give back you dont have to make a lot of money to make a big impact unique ideas on how to give while on a budget. Later, please and thank you. Why author James Patterson thinks a lesson in simple manners is needed for kids today. Jimmys gotten used to his whole room smelling like sweaty odors. Yup, hes gone noseblind. He thinks it smells fine, but his mom smells this. Luckily for all your hardtowash fabrics. Theres febreze fabric refresher. Febreze doesnt just mask, it eliminates odors youve. Gone noseblind to. And try Febreze Unstopables for fabric. With up to twice the fresh scent power, youll want to try it. Again and again and maybe just one more time. Indulge in irresistible freshness. Febreze unstopables. Breathe happy. Wifiso if you cant live without it. T it. Why arent you using this guy . It makes your wifi awesomely fast. No. Still nope. Now were talking it gets you wifi here, here, and here. It even lets you take a time out. No no yes yes, indeed. Amazing speed, coverage and control. All with an xfi gateway. Find your awesome, and change the way you wifi. I usually give to larger charities. Local. The church, the food banks. Usually big charities. The bigger ones with a decent reputation. Local ones and ones that arent spending their money on administration. Usually very personal if its made an impact on our lives or the people we know. From where to give to how much there is a lot to think about. If you plan to donate this Holiday Season its important to do your homework here with tips on how to make your dollars count is Sharon Epperson great to see you. Good to be ere. How do you make sure you are not falling for a scam, that you are giving to a Good Organization with a credible background. Vet the charities and go to a couple of sources on line. Guidestarratesnonprofits as well as Charity Navigator to see where the money goes within the organization and what they think. Google, of course, also to find out any news stories about the organizations, scandals, awards and honors then go to the website and see what the Leadership Team looks like they are the ones that are going to make sure your dollars serve the purpose they are supposed to. Folks say i like to give nationally or to local charities. Whats the best way . There is no best way. Its a personal decision a lot of people do what those folks said they give most of the money to religious organizations, local institutions thats about a third of where charitable donations go. Some go to education some go to Human Services organizations. You should know your dollar goes further in developing countries. It goes further, further away from home because of the cost of living and the things that are required say you wanted to give to a malaria organization in africa you might be able to serve eight people with malaria nets for ten years or two years at least with just 20 thats amazing. Here, locally, i gave 20 to buy a coat for a kid one kid, maybe one winter depending on how fast they grow. It varies. Whats the best way to give if you are on a limited budget some people are thinking, i dont have a lot but i want to give. Think about other ways to give it doesntjust have to be with money. Maybe instead of exchanging gifts you volunteer together for a certain charity. That could be a way to really share the holiday spirit cleaning out your closet those of us who hate to do it but know we need to, make it count and donate items to a charitable organization. When when you are shopping on line for Holiday Gifts you can sometimes make donations right there. 2 here, 5 there. Small donations can make a big difference. It shouldnt be the only thing motivating giving but there is a tax incentive your charitable contributions are often tax deductible make sure you keep track if you want to do that. The irs wants written documentati documentation, especially over 250 make sure the charity is a 501c3 so it qualifies for you to get the tax deduction. Sharon, thank you so much great to see you. Up next, a look at the news for the week ahead and the bestselling author James Patterson on an Important Mission to encourage more children to love reading there are millions of kids in this country who have never read a book they like looking for balance in your digestive system . Try align probiotic. For a nonstop, sweet treat goodness, hold on to your tiara kind of day. Get 24 7 digestive support, with align. The 1 doctor recommended probiotic brand. Now in kids chewables. Here are the stories coming up that may impact your money this week. Monday well see how strong the industrial sector is when a report on factory orders for october is released. If you have a sweet tooth monday is National Cookie day be on the look out for chocolate chip deals yum tuesday an indicator of the Service Center with the ism nonmanufacturing index on thursday a report on Consumer Credit for october then on friday, well see how many jobs were created or lost for the month of november. Popular and prolific, best selling author James Patterson is both. His novels, thrill rs and childrens books sold more than 350 million copies worldwide. Many have become movies and television series. He released the 25th book in the alex cross detective series. When we sat down i told him i couldnt believe its been 25 years since the first alex cross book. You cant believe it . I have been reading him since the beginning. Yes, 25 years and your latest go at this is now called the people versus alex cross. Yes poor alex is on trial for murder thats a story it is a story his character has been so enduring did you expect that when you invented him no. I thought it would be one book when it was sold to little brown they said we want a twobook so i went from along came a spider, kiss the girls and then i was hooked on alex. What does that mean i wanted to write more stories. You wanted to know what he did next. I still do. What makes you think some of the books are better for movies . Visual and different from everything out there right now in television, you know, detectives, crime stuff is still pretty hot in the movies, not as much so a lot of those you go, i dont know that this would be that its rich enough to be a movie. You are an amazing author you are writing so many things and so many things from different veins. You have another a sequel out calledgive thank you a try. Picture book for kids this is about to get kids to say please and thank you a nation of please and thank you kids would be useful now that would be good if we had adults who were please and thank you people its the way i was brought up. It think it is good if kids recognize when they get something there is somebody on the other side of the equation and they can say thanks. The first one i did with bill h oreil oreilly. Which in hindsight looks like a strange person to do this with he likes children he has children. There are speed bumps in life obviously. He appears to have hit a big speed bump when it came time to do the second book originally we thought of doing it together he called up and said, i dont know that it would be a good idea for me to be on there which was nice of him to do. So we didnt do that book this book together but its a cool book, think. You have done a lot of books for kids you have an entire separate line. I did one with my wife recently big words for little geniuses. Shes the big author in the house now. You are both in digital and print. What do you think about the state of the book industry overall . Its not bad now. Independents are coming back a little bit which is great. Books dont get enough publicity. Movies get all the publicity in the world. You can do son of chucky 5 and its reviewed in every newspaper. What why are we reviewing that . There is a p. R. Problem, i think. James, thank you very much for your time today. Alex cross, man. Congratulations on the new projects. Hes back how long do you think youll keep going another 50 or so. 50 or so years. Thanks to James Patterson. Thats the show for today. Im becky quick. Thank you very much for joining us. Next week, new gadgets to give or to get each week keep it here were on the money. Have a great one and see you next weekend welcome back you are watching options action. Special coverage of the wild day on wall street and in washington it was a roller coaster day for stocks and your money. Stocks getting slammed around 11 00 a. M. Following an abc news report that President Trump instructed former National Security adviser Michael Flynn to contact russian officials over their involvement with isis in syria the dow down 350 points at the lows the vix spiking to a three month high then a major reversal occurred on reports that Senate Republicans did,