Business Journalist
We used to be a remarkably loyal lot in Ireland when it came to the bills and the banks.
Indeed, for long there wasn't much choice, so deciding to bail on your service provider wasn't really a consideration.
In more recent years, however, as competition has increased, we've become more willing to switch providers of utilities, insurance and telecoms, and we've even become more adept at switching mortgage providers.
According to research by the Banking and Payments Federation, up to one in six holders of mortgages - excluding trackers - have switched providers in recent years, significantly higher than the rate suggested in official figures.