All she knew was her unemployment benefits were gone.
"To have $7,000 taken from my account... it hurts. You know. That was my savings," said Davis.
Davis immediately called Bank of America.
"And I'm on the phone for three hours and finally someone answers and click -- you get disconnected," she said.
But instead of reimbursing her for the fraud, Bank of America denied her claim - let the fraudulent charges stand, and then "froze her account."
"Just froze it! Right before Christmas. Come on, this is unfair, it's cruel!" Davis exclaimed.
Davis says the bank never alerted her to the suspicious charges as they piled up -- many from this web hosting company in Nigeria.