Habib Bank Limited (HBL) boasts more customers than the combined populations of Belgium, the Maldives, Oman and Switzerland. In all these countries, incidentally, Pakistan’s longest established commercial bank has overseas operations. A story that began in 1947, with the request of Muhammad Ali Jinnah, founder of Pakistan, that HBL move its base to this fledgling nation, has become an epic tale of growth and globalisation. Currently the largest domestic multi-national bank in Pakistan, HBL has a global presence with over 1,700 branches and 2,100 ATMs across three continents.
The latest chapter in this story is one of digitisation. HBL has a vast portfolio of products and services, highly developed infrastructure, and advanced technological capabilities. As it looks to the future, the bank is making concerted efforts and investments into fulfilling its vision of becoming a ‘technology company with a banking licence.’ Key to this strategy are digital transformation and financial inclusion. We aim to become the leading supra-regional financial institution in South Asia and the Co-operation Council for the Arab States of the Gulf, serving nearly 50 million customers by 2024.