And hear from young worshippers, for Tobi Adegboyega. Who say the church has left them thousands of pounds in debt. But i tell you, june ending, i feel anger, because not only are they doing it to more weve got to reach a million. People, theyre doing it to the most vulnerable people. The church told us there is an expenditure for the year that it as the truth emerges about a church thats recruiting needs to meet, in order to keep vulnerable teenagers, we ask whos protecting doing the work it does in the those whove been duped . Community. As a charity, spac nation files accounts with the Charity Commission. I strongly believe, because its black kids, its almost seen as you know thats you lots problem. This is spac nation. They show that, by the end of 2018, its annual fundraising had increased sevenfold, from £164,000 in 2016 to nearly £1. 2 million. A church like no other. The vibe, theyre just really soulful and its just like lots of music and dancing and singing. Yeah, it was just pretty cool. Kurtis was a member of spac nation forfour years. Hejoined in 2015 and became part the clothes people are wearing is very fancy its, people of Tobi Adegboyegas inner circle. Wearing these fancy, trendy designers. When youre there, you really dont question it. So im thinking, 0k, you dont see the flaws in him if the church is like this and if you do see the flaws then sign me up. Youre made to ignore it because of the word he delivers. Kurtis left at the beginning of this year. Hed seen the pressure on young this is its leader, worshippers to give and had become pastor Tobi Adegboyega, on his way disillusioned with the church. To a Church Service in london. He was filmed last year how much money was passing hands from young for a bbc three documentary series. People to pastor tobi . He always emphasises that he came it can vary. To the uk with nothing and he worked as a kitchen porter and he was extremely generous i mean, theres some sums that with his giving and from there hes built up to become what he is now hell ridicule, to make which is this image of wealth you feel like, yeah, youre small, and extreme luxury. You cant really help me. Like if youve come to him with 2k, 3k, hell ridicule you. He preaches a form kurtis says he witnessed large sums of cash being handed over by pastors of prosperity gospel a belief that god rewards at monthly meetings. Set the scene for me, whats it look like . You walk into a room, you see 14 15 people with bags of money the faithful with material wealth. And theyre just. Some cash machines running. Pastor tobi would always preach about being financially motivated, they re just. Being healthy and wealthy in christ. What happens with the money, he claims the church, which started where does it go . Around eight years ago, turns violent gang members from there, i dont know exactly where it goes, but it goes. Quickly. Away from crime. Fundraising targets were rising. Its caught the attention of the media. Over 55 of the people in the church were ex gang what amount does this work need monthly . And ive put that we need members, drug dealers. We had over 1,000 people, £1 million monthly. £1 million. Young men, come forward it just went crazy, everyone is running around. To renounce that life. Why was it so crazy . Because everyone wanted to hit how would you define the spac . The target and you already know what the people go through to try and hit the target. We maybe ahead of our time so if you really think but its revolutionary. Theyre going to come up its doing church in with £1 million, it makes no sense. A completely different way. Not all worshippers are from gangs. The church told us it would be unreasonable and far manyjoin because the church from practical to meet the million promises to help them succeed financially, pounds a month target even setting them up in business. From young people. Its easy to see why spac nation it says it has a large number so attractive to young people. Of professional and Business People in its congregation, but on social media who are its primary serious concerns have and most generous donors. Been surfacing about the churchs fundraising activities. Prompted by this instagram according to the churchs latest post which went viral. Charity accounts, just under £59,000 funded five full time staff. So i want to know why a church but the accounts dont that is supposed to be helping young explain how the lavish lifestyle of Tobi Adegboyega people is encouraging young people to go and open business accounts for businesses they dont have is being paid for. So that they can share the money. They must be getting i went to meet the man asking their income from other means. Now, unless they can explain those other means, questions about the church. Were left having to draw an inference that theyre gaining vic santoro is an ex the money from other sources, which may not be legitimate. Offender himself. Tobi adegboyega ignored now hes a musician and actor. Panoramas request vic told me his 20 year old brotherjoined spac nation earlier this year. For an interview but spac nation says he takes no as a budding football coach, salary from the church but does his pastor offered him receive gifts and support a tempting proposition. From business friends and family. Although he occupies a house, its not for his personal use, but for church use. My mum called me and said your brothers starting up a business. She was really excited about it gracy was 21 when she and said, oh my god im so proud of him. Joined spac in 2017. He told me i know these people in the church approached me and said xyz, they can help me she says she was duped into taking with the coaching thing. Part in another fundraising scam, the pastor registered a company in vics brothers name this time involving benefit fraud. And opened a business account gracy lost herjob, and could no for him with hsbc. Longer afford to give, she says her pastor, when i was asking ebo dougan, had an idea. About the application process he said i neverfilled i told him i wasnt working, in an application, i gave so we were talking about seed them my details and they did it. And obviously he was like to me, oh, gracie you havent been sowing, and stuff like that. And i was like, yeah, but i havent been working. Straightaway im just thinking thats not a churchs hes like, youre not working responsibility to be doing that. You should get universal credit the business account had an overdraft facility. To obviously to support how much was that . You and you can give seed. £2,000 the overdraft was. And i said, oh, yeah, £2,000 . What happens to that money . I never really thought about that. So they basically take him makes sense. Ebo dougan said hed take to the bank, he withdraws £1,400, gives it to them, cause care of the online form. All she had to do was go to the job they said it was part of consultation fee helping him set centre and show her id. This business up. She then received instructions but there was no business, and no money in the account. Via whatsapp messages. In the end, vics brother was left someone else in the congregation has messaged me and £2,000 in debt to the bank. Why do you think he fell for this . Said, oh, when you go for your universal credit you know theres an element of him appointment, send me the code. So im just, like, what code . Not doing his research and she was like, when you get or being diligent enough. However, in ethnic minority there youll know, theyll give you this code. Communities, a lot of families god, take a picture of it and send it me. Like faith in general is a beacon of hope for most families. In his head there is no reason why they would be trying to trick him into anything, or trying to do weve seen the messages anything that would get him into potential trouble. And gracys online application. So he would obviously she handed over the take their word for it. Code as instructed. Why would you use gods within ten minutes of name to trick me. Leaving the job centre, details had been changed. Those of you called to make money, its a call. She now had two children, dont give up on. Making her eligible for a large advance payment. Dont let the world teach then obviously my meeting was done. Next thing i know theres you false humility. Money in my account. Spac nation encourages worshippers to donate money to the church. It says the more they give, the more the department for work and pensions paid her £12,000 the same day. Wealth and success they get back. The two people whod they call it sowing seed. Been messaging gracy while she was in the job centre, Tobi Adegboyega even suggests then told her to hand over most how much seed members should donate every month. Of the money to them. I gave £550 to the guy, a basic person in a month should give £1,000. Then i sent £350 to the girl, and i kept the rest. I think thats normal. I think its no big deal, its not even that deep. Panorama has now spoken to many young people who say they felt under even sometimes when we know things intense pressure to give. I know people personally that have are wrong, in that moment im just given £1,000 a week. You dont ever question thinking like, 0k, my father how you get the money, you just get the money and give. Figure would not tell me we never openly admitted to each other about the struggles to do something that bad, basically. We had in terms of giving. Gracys since been investigated by the dwp. All we knew was that there shes been fined £600 was a vision that pastor tobi has and ordered to repay the £1200. Set for each member to also i cant afford it, obviously, like have in their minds but im doing the best i can. Im paying it bit by bit. And in their hearts about the church and my parents obviously are not and then we were all supposed rich or anything but they said, to contribute regardless. Listen, you made a mistake, well help you out. When you are the biggest and, erm, sorry. Giver, its noted, like you will be endorsed. You will be called on stage, you will be shown love, sorry. And youll be treated differently. Are you all right . Can i take a minute . Ifeel, like, if god has been good heartbroken because im thinking this is supposed to be like a family. To you, hallelujah and like, most importantly, the man Everyone Wants its like gods people. To please Tobi Adegboyega. And obviously this is not how gods hes a charming guy and very people are supposed to behave. Intelligent with his word the church says its investigating plays and with the way he preaches. And will give gracys pastor, ebo dougan, the opportunity of first response. Through that psychological mind play it says dougan, whos one you want to do what he asks of spac nations trustees, handed in his resignation you to do. To the board two weeks ago. And in spac nation, you never spac nation denies that either the church or Tobi Adegboyega are disobey your leaders. Financially exploiting young people. That hes given you. So immediately you want to do what pastor tobi asks you to do. And in spac nation you dont disobey your leaders. The church says it has five Community Units in london. It says it has a robust complaints theyre run by Tobi Adegboyegas procedure and a well run most Senior Pastors. Disciplinary system called the generals, they lead his it cant be responsible recruitment and fund raising. For what its hundreds of members do, the generals are the people some of whom are ex offenders. Who are very close to pastor tobi. The people that you bow down the church has big ambitions. To and say, hello sir, hello ma. It says it has 2,000 young so the first in line members and is expanding into universities outside london. Would be pastor sam. Its not about the politicians, its about the system. So hostels and uni Samuel Akokhia or pastor sam as hes accommodation be targeted, known has a conviction 11096. For attempted robbery. Everywhere where there is young people. In october this year, he credits Tobi AdegboyegaTobi Adegboyega attended with turning his life around. Boris johnsons speech without further ado, what i want to do now, i want to bring to the stage our at the tory party conference. Father, our mentor, pastor Tobi Adegboyega. Akokhia uses social media to spread spac nation has this vision of being a megachurch and i think the word about the fundraising targets of his leader, pt. That has always been the end goal. Two or three days ago, god began to remind me about the testimony and to affiliate themselves of pt regarding giving. With powerful people in the world. And he began to show me and i cant deny theyre successfully doing that it is not too small that at the moment. For individuals to give 1k a week. Former worshippers say their greatest concern now is for those who are still with the church. I feel betrayed. Akokhia runs what spac nation calls a trap house. Trap stands for take risks and prosper. The church says it encourages and i feel anger, because not only pastors to open their homes are they doing it to more to members with housing problems. People, theyre doing it to the most vulnerable people. But for some, it was the start there are people who i believe of a journey into debt as the church are there, and that are genuinely there for christ, began to look for new ways and for the journey with god, to get money. But i cant stress there nino moved into akokias home nine months ago. I was already quite detached is more bad than good. From my family even going through my depression and Mental Health battles so i was living by myself at the time. Spac has to be shut down. Tobi, he has to be held accountable nino works in advertising. For everything that has gone on. Certain leaders, they shouldnt be around youth, they shouldnt be he says it wasnt long before around anywhere where akokhia asked him for money, telling him it was to fund more trap people are vulnerable. Houses for single mums. The Charity Commission says its he said quite bluntly, i just need £20,000 from you. Launched a statutory if you dont want to give me 20,000 pounds out of your own pocket we can inquiry into spac nation, set up a loan scheme and ordered it to bank its money. The metropolitan police says its reviewing allegations of possible fraud and other offences. For you of 20,000 pounds. It will then decide whether to investigate further. In places where the church is most active, theres concern nino says akokhia told the authorities are him the £20,000 loan would buy him a stake in a Property Investment company. When nino said hed need to see proof of any shareholding, taking too long to act. Akokhia got angry. I strongly believe that its cause its black kids. He said, are you saying you dont because its black kids trust a man of god . Its almost seen as, and at that point i became very thats you lots problem. Uncomfortable because i had the sad thing is, a lot of these believed in this man. Young people are looking for something better. Thats why they went to spac nation. Young worshippers like lovis trusted the church to help them instead theyve been left burdened with huge debts it will take i believed in, you know, the preaching that he gives, them years to pay off. The words. Nino refused to take out a loan. Akokhia told us hes never approached a Church Member for a £20,000 investment. Lovis is 19 and was being treated for kidney cancer, when she moved in to akokhias trap house last february. In trap houses you dont have your freedom. Spac nation is around you 24 7. In your ears 24 7. So you dont know anything else. What youre seeing is pts vision, thats all you can see. In march she discovered that a four year loan with the company amigo had been taken out in her name. She confronted another Senior Pastor about it. I basically asked, whats happening, why do i have a loan in my name . They basically said the loan was for the greater good and they were going to use the money to buy a bigger trap house to accommodate more people and i was thinking 0k, thats all well and good, but why did i not know about it . Lovis doesnt know how it happened. But we think we do. Shed previously given her personal and Banking Details to a Recruitment Agency when she applied for a job. We now know the agency was run by akokhia. How much are we talking . This is bbc news. Ok, so the loan was actually a loan 5,000 pounds, a very warm welcome if youre and with repayment it will go up to £10,000. Watching here in the uk, 10,000 pounds . On pbs in america or around the globe. My names im mike embley. Our top stories yes. A state of emergency in New South Wales australias highest recorded temperatures are fuelling more than 100 bushfires. The loan may have been in loviss another day of Bitter Division in american politics name, but she didnt get any of it. As republicans and democrats argue over what happens next weve seen evidence the money was transferred to er in the impeachment Management Group limited. A company run by akokhias of president trump. Brother emmanuel another pastor in the church. At least three people we dont know what happened are killed in protests against the indian governments new citizenship law we have a special report from delhi. To the money next. It is so easy to leave me i felt angry at first, really angry. When i went to confront them, they said it was going to get paid all alone with the memory. And i didnt need to do anything, it might be one of the most so i was reassured, because i didnt spend a dime of that loan. Successful stage shows of all time but the critics arent so sure lovis says she was told the amigo debt would be cleared, using funds from a business account. About the movie version of cats. But wasnt told that shed end up being responsible for that too leaving her in even more debt. Ive got quite a few documents actually. 0ne document reveals that in february a company had been set up in her name. Youve been registered as a company . Yes, so, lovis relations is the company they registered for me. So basically you have a company that you know nothing of, you dont even know what the company is based on. And these are official documents, this is real. Yes. That company was used to open a business account with hsbc. It had a £3,000 overdraft facility. Just over £2,000 was paid to a Company Owned by another member of spac nation, a company that has now been dissolved. £600 was taken out in cash. Lovis says she knew nothing about any of it. Shes been left with more than £15,000 of debt. And did you confront pastor sam . I spoke to him, asking him if he was actually going to pay for the loans and actually going to do something. And most of the times he would say to me, yes, were going to sort it out, however, theres a lot of people in the same situation so basically we need to be patient. Ijust felt like he was constantly lying to me. What has happened here is, lovis has given her identity information probably under false premises. That information has been abused in the sense its been used without her permission to obtain loans. Shes then been lied to, had false representations given to her about what the loan was for. All of that is dishonesty, all of that is fraud. Akokhia says hes personally unaware of any incidents where an individuals details were stolen and used to take out a loan or a Business Bank account. He says the safety of individuals in his home is a priority. This is another of Tobi Adegboyegas generals. Her name is mariam mola. She has a string of fraud convictions, yet still ran a trap house for young women. I said to my girls this morning, i dont know what you think is happening in this house. I tell you what to do with your finances. I tell you where you are going. Its not like you have an option. If you have an option, as youre leaving the house, yes sir, as youre leaving the house, drop your key in the letterbox. I need an order, a house of order, is a house that will prosper. Weve seen one of her whatsapp messages, in which she suggests the message starts, good evening leaders and goes on to say, pt not against loans. Weve also seen a whatsapp leaders chat from inside the church, in which Tobi Adegboyega himself says, you guys have been good in raising loans. The church told us, loans do not fund the church. However, loans may be used to fund businesses and endeavours. Sema, a 24 year old teaching assistant, says he was persuaded by a pastor to take out a £2,000 loan. The peer pressure is real and the pressure from the so called leaders, those who are above you is definitely intense