Are the dominant cause of the global warming. The white house has downplayed the conclusions. Now on bbc news, its time for inside out. Hello. Were going in search of investors missing money. Can we have a chat . Weve come to ask where the money is. At the time i thought it was a good return. I did trust that company. Could you leave . Could you get the bleep out . this is no different to handing your life savings over to a man in the pub and hoping that hell give it back to you again one day. Leave the camera also coming up, the online love rats breaking hearts and busting bank accounts. Its like a part of your world disappears and i also felt quite ashamed that i could have been so silly. And learning the ropes. My attempt to become the uk tree climbing champion. Pressure seven minutes remaining. First, theyve been left thousands of pounds out of pocket with no idea where their moneys gone. Investors in a property scheme have told us they want some serious answers, so did their top tip turn into a non runner . A flutter on the horses can be tempting. Especially when that sure bet is looking you right in the eye. And like horseracing, Financial Investments also need a bit of luck if theyre to pay out. Come on ohh but if that investment tip falls at the first hurdle, you might find you backed the wrong horse. Thats exactly what happened to Stephen Perry from ringwood. Stephen, hi. Jon. Stephen was investing for his future and the current low Interest Rates offered by banks werent very tempting. Im virtually retired now and i had an amount of capital that i wanted to put away and earn some income from. I had two kids at school. Theyd be going to university before i know it and theyre expensive. Eager to start investing, stephen found a broker online. They claimed that they did all the due diligence, they only offered reliable products, so i trusted them. The broker introduced stephen to forbes capital. It was offering a secure two Year Investment in a social Housing Scheme based in chicago. Forbes capital was promising high returns, so stephen invested £70,000. Records weve seen show investors have pa id £440,000 to forbes capital. This man, tony, and his fiancee invested £5,000 to help pay for their wedding. To date, they havent received a penny. Others invested lump sums from their pensions. This 64 year old was an nhs nurse for over a0 years and has recently retired. He dipped into his pension pot to invest with forbes capital. I decided to invest £40,000 and that investment was for two years. Forbes capital promised to return all of this investment at the end and pay him £400 every month. Even i had a payment schedule from the managing director to tell me how much i was going to get. At the time, i thought it was a good return. Thats the main reason i invested. And it was a regular income, monthly income, because as i said since i retired, i was getting less money every month. So to make it up, thats the main reason i invested in forbes capital. Premnath only received four Interest Payments and then they dried up. He contacted forbes capital to ask where his money was, but they didnt return his calls or respond to his e mails. After a lifetime of helping others, he hoped this investment would help him and his family financially. Im extremely worried about the capital of £40,000. Because, you know, ive worked hard for that. So who is behind the company . The main shareholder of forbes capital is this man, Peter Shuttleworth. He previously was a director for colonial capital, which offered an almost identical investment opportunity. That firm went under, owing millions. Forbes capital is unregulated and for investors that can mean risky business. If youre dealing with an unregulated investment scheme, an unregulated broker, this is no different to handing your life savings over to a man in the pub and hoping that hell give it back to you one day. With 30 Years Experience in the financial services, tom mcphail specialises in Retirement Planning and investments. Youve looked at the detail of the forbes Capital Investment offer. What do you think of it . The two things that really worried me about it were first of all multiple layers of uncertainty around the chicago property market, the us government, the fact that its an overseas investment. So a lot of uncertainties there. But more than anything, the fact that it is an regulated investment scheme, so the uk regulator, the financial conduct authority, has no control over it. It also means if anything goes wrong, you have no comeback. An investment broker, templar invest, based in spain, acted as a middleman between investors and forbes capital. But even when investors started reporting that they hadnt received their Monthly Payments from forbes capital, templar invest continued to sign people up to the scheme. Templar invest is currently being investigated by the financial conduct authority. It says its ceased trading and that it too was misled by forbes capital. But thats of little comfort to stephen, when the company he invested in isnt paying out what they promised. Since you invested the money in forbes capital, have you had any contact from them . No. The only contact i had was the bond certificate, the payment schedule and the covering letter that came in the post back in april. Since that time ive sent e mails, left phone messages and nothing. When you realised that perhaps this assessment hadnt worked out, how do you feel . £70,000 is a huge amount of money. Well, obviously, i was upset. And i tried everything, i contacted the financial conduct authority, the financial ombudsman, action fraud hotline, the Serious Fraud office, my mp. I just wanted answers as to what happened to this money. Are you kind of resigned to the fact of not seeing that money again . Virtually. I think ive had to admit that probability or possibility. Otherwise, i wouldnt sleep at night, id just spend all my days worrying about it. After weeks of searching, we finally found mr shuttleworth here, at this caravan park in essex. Time to get some answers. Hello, Peter Shuttleworth. Itsjon, from bbc inside out. Can we have a chat . No. Weve come to ask where the investors money is. Could you leave, could you get the bleep out before i phoned the police . Peter, where is the investors money . Are you bleep deaf . Leave the camera. Youve taken tens of thousands of pounds. Peter shuttleworth, you owe them at least an explanation, dont you . £70,000 from mr perry, not a penny paid back. You cant even be bothered to talk to them. Why not . Theyd really like to hear your side of things. Anything at all, mr shuttleworth . Tens of thousands of pounds of investors money and you cant even be bothered to talk to them. Nothing to say . Last chance. You are quite a hard man to track down and youre a very hard man to talk to. Well, clearly Peter Shuttleworth doesnt want to talk to us today. Tens of thousands of pounds of investors money, investors have asked him whats happened to their money, weve asked what happened to their money, and hes got nothing to say. Now, a bit of an update for you on that story. Since we confronted mr shuttleworth, he sent us an e mail stating that all investors would receive a full refund by the end of november. Well keep you posted. Still to come. I quickly regret trying to become the uk tree climbing champion. Seven minutes remaining. Ohh next, Online Dating is more popular than ever, but, would you believe it, not everyone using their sites and apps is telling the truth. Heres emma thomas. This is valma kaye. Having lived alone for some years after her husbands death, she decided to give love another try. And after venturing online, she thought she had found it with a man called peter. We were quite a good match because the site that we used did such profiling, so we came up as the same. We would chat for four hours a night on messenger, felt like this was someone i had a real connection with. It was like that thing about feeling really, really connected. It was like id found love again. Her new found love said he was a major in the british army, stationed in baghdad. Then one day he went out on patrol and i didnt hearfrom him the following morning, and i always had, sol was really distressed. I didnt hearfrom him for 48 hours, which felt like a lifetime because it triggered all the memories of my husbands death and everything. Then he came back online to say it had been very harrowing, hed lost a couple of men in battle and he wanted to get out of the army. Peter said he wanted to start a new life with val but needed money to buy himself out of the military. He told me where to send some money to, so i sent it. And of course naturally that wasnt going to be enough money. So i ended up, very foolishly, sending two more lots of money, totalling just over £8,500. Tara mcdonnell runs a dating agency in brighton called south downs introductions. She doesnt run an online service, but introduces people face to face. Tara also happens to be a former detective for sussex police. There are some victims that have lost up to £i. 6 million, others that have lost £800,000. They are life changing amounts of money to lose. To some people £8,000 could be a life changing amount of money to lose. Some people are actually bankrupt as a result of the money theyve given to some of these fraudsters, and the sad reality is theyre not likely to ever get it back. Nearly 4,000 cases of romance fraud were reported to the authorities last year. In fact, this type of crime is now so widespread you can get fraud kits online that come complete with template e mails to persuade people to part with their money. Dave hazel has also been looking for love. He enjoys dancing and has always found it a great way to meet people. But after a spell as a singleton, dave thought he had found his special someone online, in canada. The pair exchanged countless e mails and phone calls. I miss you so much, dave hazel. Youve become something necessary for my soul. I dream about the children we will have in the future. I love you. Its quite emotive language, isnt it . How did you feel when you read that . I felt really excited and happy. And, you know, i thought me life was going to change for the good. Dave sent his online lover £15,000 to help with medical expenses she said she had and to pay for flights to the uk. Neil masters from action fraud is familiar with many of the common tricks fraudsters use. If you say that you have been divorced, they will say theyve been divorced. Its about looking for that attachment that they can then use in order to help reel the victim in. His profile was that he was widowed and that he joined the army because of the grief and so we felt. It felt like we had an instant bond because wed been through a similar grief experience. Having parted with more than £8,000, val heard nothing more from her online love. So i did a search on the internet. I sat up all night and searched and found the story of a lady in the states whod been scammed by a person using the same story and the same picture. Its like a part of your world disappears and i also felt really quite ashamed that i could have been so silly. So thats what i felt. Dave was awaiting the arrival of this new love but then he got an e mail saying she was visiting relatives in ghana and was stuck in immigration. She needed yet more money. Dave showed the letter to this bank manager, who immediately smelt a rat. It was only through the bank, who said that isnt genuine. How did you feel when you heard those words . I was devastated. I couldnt believe it had happened. The fraudster had sent dave these photos to encourage him to hand over the cash, but the Police Confirmed it was a con. The photos could have been stolen from a genuine dating profile, they told dave not to send any more money. Former detective Tara Mcdonnell said theres things people can do to keep the online sharks at bay. The main one is to stay on the dating site, never move to private e mails or private messaging. There are checks and balances in place on Online Dating sites where certain e mails, if theyre worded in a certain way, they will be pulled to one side and it will be checked. They may well remove that person if they believe them to be a scammer. Be wary of someone who keeps asking you lots of questions about you and your background and you suddenly find youre not getting much back from them, but youre giving a lot of information about yourself. You should never even consider giving out money to anyone that a, youve never met and that you dont know. His enduring love of dancing is helping dave get over his online experience. I go dancing, which helps me to relax and focus on Different Things so my minds not on it all the time. Val says shes learned from whats happened and shes no longer ashamed about telling her story. If it does help somebody else, anybody watching this, whosjust wondering, maybe this is a scam, maybe its not, to take a step back because if someone genuinely loves you theyre not going to put pressure on you to do something that doesnt feel right for you. Emma thomas reporting there. Dont forget, you can find out more about the show on twitter finally, when was the last time you climbed a tree . If youre anything like me, its been a while. But when the uk National Tree climbing championships rolled into town, guess who got roped in . There was a time id spend more of the day up a tree than down it, but time has passed. A lot of time. If im to stand any chance in a tree climbing competition i need some serious help, and thats wherejo hedger comes in. By a dayjo works as an arborist, or tree surgeon, but shes also a three time World Champion tree climber. Hi,jo. Hi, you must bejon . How are you, all right . Yeah, good. This is your challenge for today. Climb this beautiful oak tree. Things have moved on since i last climbed a tree, these days its all about helmets, harnesses and ropes. And first youve got to get those ropes at the treat. For that you need a throw line. We need to get this up in the canopy. Turns out its a bit more technical than just chucking it. Missed. What thats telling you is we need to be letting go with the arm being more up here. Oh, i hita branch. They do get stuck. In competition you get points for safety, speed and technique. I actually missed the entire tree, though. Im wearing a helmet, so one out of three aint bad, but this doesnt bode well. Good bit of power there, good bit of height. Finally its up, lets go. Were using both hands. After a mere two hours, im a giddy three feet off the ground. There you go, youre using your thigh muscle more than your arms. Not the most elegant. What is it about trees that got jo hooked . Some people have a job, they go to work, 9 to 5 and thats it, theyve got their own sports they want to do and my sport happens to be what i do for a job. In fact, tree climbing means so much tojo that she even had her wedding ceremony in this very tree, complete with the vicar in a cherry picker. Lovely. Lean back. During the competition, not only will i have to climb a tree but also complete a series of tasks against the clock. Im not as graceful as you. Its your first go. Im on the wrong rung. Keep stepping your feet down. This is the one i pull on . No, the other one. While im still searching for my inner monkey, in surrey, one of my rivals is also preparing for the competition. Trees are amazing. They re incredible organisms when you really think about it. Scarlett english works at the royal horticultural societys garden at wisley, where she is training to be an arborist. I worked in gardens and saw the team working in the trees above me and i thought, hey, i want to be up there, not on the floor. I do find it quite scary at times but i think everyone does, theyd be lying to say they didnt sometimes. Scarletts been learning the ropes for two years and the uk open will be only her second competitive climb. A few weeks later, and its the day of the uk open tree climbing championships in the new forest. Im up against 13 other climbers from across the country. Climber, climber. You get extra points if youve got two hands on the saw, you get less points if youve got one hand on the saw. Jos husband jon will be one of thejudges today, no favouritism i hope. This kind of makes you realise how technical it is and how professional these guys are. It is, a lot more goes on. Gone are the days when you just go up there and hang on for dear life and cut things off. Theres progression all the way through to become World Champion. In the tree climbing world, thats a big thing. Jos a three time ladies World Champion. Have you been sizing up the opposition . Do you know all this lot . Err, yeah. Quite a few of them. Theres a couple of new faces, which is really good to see. Three, two, one. As the competition gets under way, it doesnt take long for me to realise what ive let myself in for. You were seriously moving up there. Tried to be. Its just a lot of practice i suppose. Theres a few flips i had shouldnt have had. 30 seconds left. Youve got enough time for this one. A few things i could have changed, shaking a lot, you try to be fast with the pressure on and people watching you but it slows you down. Hes got to be on the ground before the time runs out and hes got to be unclipped. Here we go. Tony derbyshire is one of the days judges and a tree climbing trainer. Theres been a lot of talk about equipment swapping carabiners. Theres so much to learn. Were also promoting training by showing guys different systems and stuff that the guys are using. Weve got the bestjob in the world. We climb trees, what can be better than that . Over on the ten bell challenge, jo is showing why shes three time World Champion. Im clear, im clear. How was that, jo . It was good fun, youll enjoy it. You think youve done all right . No blood. Newcomer scarletts also showing off her skills in the expert tree. Stand up. Thats it, go on. Keep going, keep going. Go on. I stayed on this side, which i think helped because i was leaning away from my rope. It was all right, wasnt it . Right, cant put it off any longer. This could all end in total humiliation. Man alive out of my league. Clea r. First, getting a line in. Just missed it. Second time lucky. No. Third time lucky . Cutting those fingers. Come on with my line in, ive got to get the gear on. 0k. , w, im getting a bitmorejjeld but its a timed event. Halfway through, im still on the ground. Ten minutes remaining. Hes up come on, jon. Pumping that leg. Pressure, pressure. Im heading for the bell. Bell rings. Next, ive got to throw a log in the basket. Go on. First go, honest. Time for my speedy descent. Feet on the ground. One minute remaining. Clock stops when the ropes are down. Im not catlike in the branches. Im sluglike. Bit harsh, tony. The uk open champion this years graham bird. After a long day, the uk championship goes to graham bird. Jo has to make do with runner up and scarlett takes a well deserved fifth. As for me. In 12th place, ourfriend from bbc, jon cuthill. 12 out of 13, unbelievably not last, although the other two were disqualified. But technically speaking that does mean im the 12th best tree climber in the country. I guess ive got quite a remarkable talent. Me and trees, i think weve got something going on. Youre right, i wont give up the dayjob. Dont forget the e mail ill see you soon, bye bye. Hello. Definite east west split. Western areas blustery with frequent showers, some heavy. Central and eastern areas tending to stay dry with lengthily clear spells. A cold night for all, maybe a touch of frost in some eastern areas. Tomorrow, it looks like being a better day, try and brighterfor most with some good sunny spells but it will be cold. Showers to begin with in central and western areas, some wintry over high ground. They will tend to fizzle out as we head into the afternoon. Many places seeing sunshine and staying dry. Temperatures 8 10d, struggling. As we head into bonfire night, it looks like for most it will be a cold one and mainly dry, just a few showers affecting coastal areas. For the rest of sunday night, turning cold with a fairly widespread frost in central, northern and eastern parts. This is bbc world news today. Im chris rogers. Our top stories saudi arabia is reported to have shot down a Ballistic Missile over the capital riyadh a loud explosion was heard near the citys airport. Lebanons Prime Minister resigns saying his life is in danger. He blames iran. President trump departs hawaii is on his way to japan the first stop in his 11 day tour of asia. And saying sorry to sue. An english farmer uses a tractor and Gps Technology to apologise to his wife. Hello and welcome to world news today. Reports from saudi arabia say the military has shot down a missile over the capital, riyadh, close to the international airport