Good evening. After ten years of low Interest Rates, the governor of the bank of england has signalled theyre likely to rise in the near future. That could mean as early as november. Mark carney told the bbc that because of the state of the economy, which is experiencing rising inflation, consumers should expect rates to increase, though he added any hike would be limited and gradual. Millions have enjoyed cheaper mortgages and loans since rates began coming down after the financial crash in 2007, though savers have lost out. Heres our economics editor simonjack. Its been a great decade for borrowers, a miserable one for savers. Interest rates are at their lowest level since the bank of england was founded over 300 years ago. But today, the governor of the bank sent his strongest signal yet that that may be about to change. What we have said is that if the economy continues on the track that its been on and all indications are that it is in the relatively near term, we can expect that Interest Rates would increase somewhat. The last time rates went up was more than ten years ago, in 2007. Many younger borrowers have never experienced one. So, if it happens, what impact will it have . Well, the most obvious one will be on the 11 million homeowners who have variable rate or tracker mortgages. Those borrowers have an average outstanding mortgage of £116,000. A 0. 25 rise would mean an increase of £15 in monthly mortgage payments. Im actually not very happy about it, because of my mortgage. Im not in a fixed mortgage at the moment. It would be great if they started to pay me more interest in my savings. But why, after a decade of downward moves, is now the right time to reverse direction . I think this is a time where the economy is pretty strong. Especially unemployment is pretty low, so there is a good chance inflationary pressures are growing from that side. And also, inflation is above the banks target, so its a good time to raise rates from the extremely low level where they have been. Consumer debt is also worrying the bank. It grew 10 , to over £200 billion over the last year the highest level since the crisis. Now, these superlow Interest Rates made it cheaper for us to borrow and spend, but all that spending can push up inflation, which is already a bit higher than the bank would like. So perhaps time for an adjustment. There are also folks in the bank here who think its not a bad idea to have a little bit of room between us and zero, to give them more options in the future. The bank has been marking 20 years of independence from government this week. But the governor said there are limits to its power on some of the biggest issues facing the uk. The biggest determinants of the uks medium term prosperity will be the countrys new relationship with the eu, and the series of reforms that that relationship catalyses. Most of the necessary adjustments are real in nature, and therefore not in the gift of monetary policymakers. In english, that means politicians are in the Economic Driving seat now. Only two of nine rate setters voted for a rise last month, so its not a done deal. But its worth bracing ourselves for the first increase in a decade. Simon jack, bbc news. Teachers in england and wales, and other Public Sector workers, may see their pay rise next year by more than the governments1 ceiling, which has been in place since 2010. The treasury has sent out formal letters to pay review bodies, granting them more flexibility, to recommend higher wage increases. But teachers unions say the extra money shouldnt come from the existing education budget, but be new money found by the government. Heres our education editor, branwen jeffreys. What to say good teacher make these days . A slick government advert selling the rewards of the classroom. But after years of a Public Sector pay cap, its become more of a hard sell. Today, confirmation in a letterfrom more of a hard sell. Today, confirmation in a letter from the treasury of some movement. There will still be a need for pay discipline over the coming years. But the government recognises that in some parts of the Public Sector, particularly in areas of skills shortage, more flexibility may be required. Teachers, along with the police and nhs staff, have seen their pay frozen. Buying less each yearin their pay frozen. Buying less each year in real terms because of rising prices. We have a conjunction of political pressure and economic reality, which is forcing the government, i think, reality, which is forcing the government, ithink, to reality, which is forcing the government, i think, to think again about Public Sector pay policy, because you cannot keep reducing public pay relative to pay in the private sector and still expect to retain teachers and nurses and so on, that you need. Pay for teachers has fallen behind. In 2016, the starting salary was £22,000 for teachers outside london. But it was £27,000 on average for the graduate professions. Sojobs like £27,000 on average for the graduate professions. So jobs like quantity surveys or programmers are better paid. For the last four years, the training target for secondary teachers hasnt been met. Nurses have also joined the chorus of pay protests, pa rt of have also joined the chorus of pay protests, part of a sustained Campaign Across the Public Sector. The government committed to cutting the deficit. Youre going to be there for ever otherwise. The deficit. Youre going to be there for ever otherwise. But with unease from some tory mps about the cost of holding pay down. Schools have to find teachers pay from their own budgets. Tonight, from their own budgets. Tonight, from one of the largest unions, a warning. We havent heard there is going to be a pay rise more than 1 . There is indications that maybe some teachers might get a pay rise and not others. I think teachers will not others. I think teachers will not be happy about that. But we have to think about this from the point of view of children. We know that problems with teacher recruitment and retention are now starting to impact on childrens education. What this means for schools and other parts of the Public Sector will not be clear for parts of the Public Sector will not be clearfor a parts of the Public Sector will not be clear for a year. Pay increases could be modest and narrowly targeted on skills shortages, and still not meet the concerns about falling living standards. Branwen jeffreys, bbc news. It was designed to transform the benefits system, making it simpler, and encourage people into work. But universal credit, which combines six benefits into one, has been strongly criticised by a former senior civil servant. Dame louise casey, who used to head the governments troubled families unit, has told the bbc that the way its being implemented made her hair stand on end. She says claimants could be left in dire circumstances, waiting weeks for their benefits. 0ur social Affairs CorrespondentMichael Buchanan reports now from Great Yarmouth one of the pilot areas for the new scheme. There are still some tourists in Great Yarmouth, but as the Summer Season closes, the cracks in the towns charm become more obvious. Parts of the seaside resort are among the most deprived areas in england, the perfect place, therefore, to test the biggest welfare change in decades. The localjob centre has been delivering universal credit for almost 18 months. Kelly shipsey, an unemployed carer, applied for the benefit two weeks ago. Herfirst payment is due in a months time. As i speak to you, how much money do you have . Nothing. 4p. And im using that to get a mealfrom the butchers. You put in a donation, a couple of pence, and they give you a meal at the local butchers on the high street. And once thats gone, thats you. Unless my landlady will cook for me when shes in. Universal credit is hard going for many, with applicants usually waiting six weeks for any money. Any benefits they already get are stopped once a claim is launched. Ive been in debt with the rent forever, since it started. Gail edwards racked up hundreds of pounds of debt, rent arrears and utility bills, during the six weeks she was waiting for money. I hate being in debt and i dont like debt. And it ruins your life, you know, because you dont know. It spirals out of control so fast when youre in debt. And having to go to food banks, they were a godsend and they were brilliant, but it was only six months ago that i was giving stuff to the food banks myself. Great yarmouth is one of the first places to feel the full effect of universal credit. The fear is that some of the problems that have emerged, indebtedness, rent arrears, increased use of food banks, will appear in other places as well, as the benefit is rolled out across the country. For some landlords here, time has run out for their tenants. The rise in rent arrears theyve seen since universal credit started is causing them to take drastic action. Evictions have gone through the roof. Ive personally served more repossession notices in the last 18 months than i have in the last 25 years. When i have a vacancy, i will be asking the person who calls me, how do you intend to pay the rent . And unfortunately, if it is via universal credit, then the answer will be, no at a small soup kitchen, Great Yarmouths homeless gather for some free food. Although she has a place, kelly is here too. She also needs help. Another grateful mouth is gary dunningham, a man who says hes homeless due to universal credit. As we head off towards his shelter, he says hes been turned down by 58 private landlords. As soon as i go to meet them and i say im on universal credit its a no, weve got no room. We had room and now we aint got no room. And if you tell them on the phone that you are on universal credit . They hang up, pretty much. Ironically, garys universal credit payment would cover any rent. This is where i live. Since i got on universal credit, this is what happened. This is where we are now, the situation we are in. Its hard to get out of the situation because of universal credit. Landlords wont accept us. So, for now, this is home. And michael is here. It was the Flagship Programme of the governments benefit reform said ministers had high hopes for universal credit. Absolutely, and they still do, they still believe its the right reform at the right time. Its not just its the right reform at the right time. Its notjust conservatives, its across the political spectrum, broad support for the principle behind universal credit, which is to simplify the hideously computing to benefit system. Ministers point out that most people applying for universal credit are paid on times. They have evidence that people on benefit going into work faster and staying in work longer. The fundamental question at the heart of universal credit is, could you go six weeks without any income . The evidence that suggested is, people with a job, and some people have tax credits, then they can because you have other sources. But if you are unemployed, you are likely to have no savings and thats where the issues become most apparent. The government points out people in those situations can apply for advance payments so they can get a proportion of their income paid to them sooner, but a lot of people are not doing that, and in the end they have to pay it back. It is within that group of people that you are beginning to see these emerging problems and concerns about what might happen if the roll out of universal credit is accelerated across the country. Michael buchanan, thank you. The president of the european commission, jean claude juncker, says miracles are needed if the brexit negotiations are to move onto the next stage any time soon. Speaking at a summit of eu leaders in estonia, he said he didnt think thered been enough progress to allow talks on trade to begin before the end of october. But theresa may says shes pleased with whats been achieved so far. 0ur europe correspondent Kevin Connelly reports from the estonian capital, tallinn. At a military base in estonia, the Prime Minister on a mission. Theresa mays signal, that britain will remain an important player in European Defence and security far beyond brexit. The problem, well, getting beyond brexit isnt easy. At the very least, theres a difference of emphasis about how the first rounds of talks are going. Im pleased that the negotiations have been making progress and i look forward to developing that deep and special partnership with the eu, because i think its not only in the interests of the uk, its in the interests of the eu as well. The eccentric staging invited the thought that the remaining eu 27 are singing from the same hymn sheet, as brexit looms. And neverfar away, a sense of the uk isolated, as the eu presses for more concessions. There will be no sufficient progress from now until october unless miracles will happen. In bilateral meetings like this one, theresa may is trying to broaden the brexit conversation, beyond those difficult divorce talks in brussels. Its not clear to what extent leaders like Angela Merkel are engaging. The next time these leaders meet, brexit will be centre stage and they will be deciding if britain has given enough to persuade them to move the talks on from those difficult separation issues, like money, to a future trade deal, as theresa may would like. For now, the odds are against early progress. When they sit in judgment in three weeks time, theresa may will not be in the room. Kevin connolly, bbc news, tallinn. America is warning its citizens not to travel to cuba, and is withdrawing Embassy Staff from havana, after a series of mysterious sonic attacks on its diplomats. More than 20 have suffered health problems, including deafness. Cuba denies any involvement. Jon sopel is outside the white house. The relationship between the countries had been improving. Whats happened . Lets be clear about what this is and is not. I dont think it is an attempt to wind back 0bama era reforms. I think rather it is that these members of staff have been injured, some suffering from tin at us, some injured, some suffering from tin at us, some unconsciousness, injured, some suffering from tin at us, some unconsciousness, hearing loss and dizziness, as well as members of the Canadian Embassy as well. In response to that, they have issued this warning today. I think it shows that they feel that cubans need to be doing more to protect their staff, although they have stopped short of accusing them directly, although donald trump said in the last hour, they did some bad things in cuba. Maybe they are accusing the cubans. Very mysterious. In the last half an hour, the president has lost another member of staff who has resigned. Tom price, Senior Member of the administration, the Health Secretary, has gone. It seemed he had a preference for private planes, rather than flying commercially. 0n more than 2a occasions, at a cost of over 1 million to the taxpayer, he chose to go privately rather than taking ordinary aircraft. Donald trump got elected on draining the swamp. Having your Health Secretary swa n swamp. Having your Health Secretary swan around on privatejets, the optics of that were terrible. Thank you. Thousands of people in the spanish region of catalonia have again taken to the streets tonight, ahead of a self declared independence referendum, and a constitutional battle with the central government. Madrid says the vote, which is planned for this sunday, violates the constitution and will not go ahead. Police have already seized ballot boxes and detained some independence leaders. But catalonias separatist Regional Government insists thousands of polling stations will be open. 0ur correspondent tom burridge is in barcelona for us tonight. Chanting tonight, a call to vote on a yes no question, should their region break away from spain . Its true that a lot of people are waiting this moment lots of years. To vote . To vote, and i hope it will be yes. But beyond the fiesta, there is deep uncertainty. And in the palace at the heart of catalonias devolved government, the leader disobeying spains courts and government. A referendum on sunday, he says, will go ahead. Translation the overwhelming majority of people in catalonia want to vote, to decide. Not like this. Yes, but what other option did we have . Weve offered to negotiate. This vote is not a crime. But there is a catch. Many in spains richest region only want a referendum with madrids consent. Likejose gonzales. Born in malaga, barcelona has been his home for 66 years. Translation our families and friends are divided. We can barely talk about politics any more. In madrid today, a mock vote. They want catalonia to remain part of spain. And like their government, they dont recognise sundays referendum. It is not a question of stopping people voting. Well, thats what you want to do this weekend. No, no. Let me be clear on this. In catalonia, they vote, they vote on local elections, european elections, according to the law. Sure, but not. What they are trying to do is an illegal Self Determination consultation. This evening, after school activities, a bid by parents to occupy polling stations and prevent the police from shutting them down. Barcelona, and its region, walking into the unknown. Rhythmic clinking listen to this nightly ritual. A protest of pots and pans. Ringing out across the city. People who say they will vote. Tom burridge, bbc news, barcelona. Rya nair says its now implementing measures ordered by the airline regulator, to ensure all passengers affected by Flight Cancellations are aware of their rights. The company has updated its website, and emailed customers affected by its decision to ground hundreds of flights in the coming weeks. Ukip has a new leader. Henry bolton, a former army officer and policeman, becomes the fourth person to hold the top job in a year. He beat the favourite, the anti islam campaigner anne marie waters, into second place. 0ur Political Correspondent alex forsyth is in torquay, where ukips annual conference is taking place. This was ukips third leadership contest in just over a year, and for many it felt like a make or break moment, about more than who is at the helm, but about what ukip stands for. One of the contenders, anne marie waters, had advocated a radical approach, and the bookies named her as a favourite. She campaigned against islam and sharia law, which won her support among those who thought she was breaking ground in terms of political debate. But some in the party said they would quit if she won because her sta nce would quit if she won because her stance was too extreme. In the end, henry bolton was the victor and he said brexit must remain the core issue. Talking to members at the conference today, some of whom are still here, they say ukips course is now set, brexit is the priority. But uniting the party after such a Divisive Campaign will be a challenge. Thank you. A climber from wales has died at the Yosemite National park in california. Andrew foster became trapped along with his wife, when rocks fell from the face of the rock formation known as el capitan. Lucy foster is in a Critical Condition in hospital. 0ur correspondent james cook is there now. Within the past few minutes we have seen another helicopter land in this valley, amid reports of another injured climber. This may be one of the most beautiful places on earth but it can also be perilous. It is a climbers worst nightmare, the thunder of a giant rock fall, the second in as many days. We were right under that. We were right under that, and im really afraid that there were people there. This climber filmed the unfolding drama on his helmet camera. Perched atop the monolith of el capitan, climbers looked on in awe. The dust lingered for hours. Andrew foster was the victim of the first rock fall, just 32 years old, originally from gloucestershire and living in cardiff. His wife, lucy, was injured and taken to hospital. The couple called themselves passionate weekend warriors. The second rock fall rattled several climbers, including rachel evans, whose husband was hurt. Paramedics sped to the scene, flying one person to hospital for treatment. I said, the mountains exploding. And i said, its falling, its falling. We were driving as fast as we could. At the same time, my husband reached up and he was like, my head, my head, because it was bleeding profusely and hurting. And yet, the daring are up again today, including one climber who was just 300 metres from the first deadly rock fall. It definitely worries me that we were standing underneath the rock fall zone 15 or 20 minutes before it happened, but that was just like a stroke of amazing luck that we had, to be out of there, you know, atjust the right time. El capitan draws people, lures them in, because it is untamed, because of the risks. This tragedy will not stop climbers from gambling in the wilderness. James cook, bbc news, yosemite, in california. 50 years ago, the bbc launched radio 1, with Tony Blackburn as the first dj on air. Others who followed him have become household names, including kenny everett, john peel, and chris moyles. This weekend, a series of special programmes will celebrate radio 1s half century on air. David sillito reports. Jingle one. Bbc. Radioi. We are celebrating 50 years. Radio1. Bright, young, and 50 years old 50 yea rs. They give you an opportunity to reflect, they give you an opportunity to celebrate but they also give you an opportunity to more importantly look to the future. Because that future is a bit of a worry. In an age of smartphones and streaming, can old style radio stations remain essential listening, given that the radio is for many a bit of a mystery . Can i give you this . Its a radio. Yeah. Youve got it upside down at the moment. Could you find radio 1 on there . Ill try. What do i do here . Youve never used a radio, have you . No. Is this the one where you find signals . Youve never held a radio, have you . No. This . No, its this thing here. 0h. Youre making me feel very old today. Jingle voice of radio 1 and good morning, everyone. Welcome to the exciting new sound of radio 1. But not quite as old as this well known face, who will tomorrow recreate this, the first ever radio 1 show. I listen to some of the things i was doing on the Breakfast Show and i cringe. With some of the things i was doing on there, i think the knocking knees club or Something Like that. Some of the stuff, i think, oh, its awful. Ive got lovely kneecaps, just listen to this. But for that era, it was ok. You know, it was all right. Its also a reminder of a time when 21 million were tuning in each week. The djs were as big as the artists, they really were. Wed go anywhere and wed be absolutely mobbed, which was very nice. I enjoyed it. Fix radio, we are made for the trade, and this is the full fix breakfast. However, its not all doom. Around 90 of us still listen to the radio each week. New stations continue to open. This one just for builders. And i did find one radio savvy teenager. Youve done it. In one. Im a legend do you ever listen to the radio . No. David sillito, bbc news. Thats it. Now on bbc one, its time for the news where you are. Have a very good night. Welcome to bbc london news with me, victoria hollins. Patient care is being damaged because of a shortage of nurses thats according to the Royal College of nursing. The nurses union says in some cases patients are even left to die alone on wards. The rcn have surveyed all their members. In london, 3000 nurses responded, with more than half saying hello and welcome to sportsday. Im hugh ferris. The headlines tonight england end their summer with a six and another success. They thrash west indies in the final one dayer to win the series 4 0. Englands cricketers have ended their longest summer by making short work of the west indies in theirfinal one day international. An unbeaten century from Jonny Bairstow helped them to a comprehensive nine wicket victory in southampton and a 4 0 series win. West indies batted first and scored 288 for six in their 50 overs with Liam Plunkett taking two wickets. But it was quickly clear that wasnt enough runs as an opening stand of 156. Including 96 from jason roy. And Jonny Bairstows second tonne of the series he eventually finished on 1a not out and helped england reach their target with 12 overs to spare joe root rounding off the series and summer with a six. This group of players have been together for a period of this group of players have been togetherfor a period of time. It ta kes a togetherfor a period of time. It takes a period of time is the people to bed into an environment, a team and learn the role and take a step up and learn the role and take a step up from county cricket to international cricket. It takes a period of time and it is a period of time that we need to learn quickly. We have a huge series on the horizon and it will be tough but we are ready for the challenges that our heads. So the win comprehensive and achieved in the context of a week in the spotlight for two of their players, ben stokes and alex hales who are not being considered for selection by england until further notice after an incident outside a nightclub earlier in the week. Joe wilson has more from southampton. Joe root ended the longest summer of cricket on home soil to win this match. The run chase against west indies didnt seem in any doubt. At the close of play, eoin morgan was able to point to the professionalism in light of what has gone on this week with a negative publicity and the stories that have dominated. England were able to put on a solid cricketing display. Johnny bairstow was cricket crucial in that. He wasnt guaranteed a place. Jason roy making the most of alex hales absence. Police in bristol were renewing their appeal for two witnesses to come forward over the criminal investigation that goes on in two events of 2 30am or thereabouts monday evening in bristol. Everybody who was at the ground tonight including englands players are beginning to think about how england will take on the ashes this winter without ben stokes. There was more Super League Semi final drama tonight. Following the golden point drop goal that sent castleford through to the grand final. Leeds held off hull fc beating them 18 16 at headingley to reach old trafford for a West Yorkshire derby next weekend. Tim hague reports. 80 minutes from the grand final. Will it be the final four