'Hard insurance' market for municipalities | The West Elgin Chronicle

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That is the upshot of a report to Norfolk council this week which says municipalities are in the throes of a “hard market” for insurance.
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“Typically, the insurance industry goes through a period of 10 or more years known as a ‘soft insurance market’ whereby insurers are willing to take on more types of risk at fair insurance prices,” Shelley Darlington, Norfolk’s general manager of corporate services, and Angela Pappas, Norfolk’s supervisor of risk management, say in their report.

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