Cullman Bancorp (NASDAQ:CULL – Get Rating) and Heritage Financial (NASDAQ:HFWA – Get Rating) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their earnings, risk, analyst recommendations, institutional ownership, dividends, valuation and profitability. Dividends Cullman Bancorp pays an annual dividend of $0.12 […]