The Lafayette Life Insurance Company (Lafayette Life) (collectively referred to as W&SF Group).
At the same time, AM Best has affirmed the FSR of A (Excellent) and the Long-Term ICR of “a+” of Gerber Life Insurance Company (Gerber Life) (White Plains, NY). In addition, AM Best has affirmed the Long-Term ICR of “a” and the Long-Term IR on the senior unsecured notes of WSFG.
The outlook of these Credit Ratings (ratings) is stable. All companies are domiciled in Cincinnati, OH, except where specified. (See below for a detailed list of the Long-Term IRs)
The ratings of W&SF Group reflect its balance sheet strength, which AM Best categorizes as strongest, as well as its strong operating performance, favorable business profile and appropriate enterprise risk management (ERM).