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In these uncertain times, it's more important than ever to build and maintain a good credit score, and there are simple and tried-and-true approaches for doing so. Credit scores are essential for acquiring mortgages or loans, but they may also significantly impact every financial aspect—from mobile phone contract prices, motor insurance to general employability. How To Raise Your Credit Score Your credit score is supposed to indicate whether you're a high-risk or low-risk applicant.  FICO and VantageScores (created by the three leading credit bureaus, Experian, TransUnion, and Equifax) range from 300 to 850 points.  A 700-point score is deemed “excellent,”

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