Undoubtedly, digital payment options have made our lives much easier, but they are prone to data breaches. Online retailers and buyers need a reliable and secure solution for completing their payment options. EMV (Europay, Mastercard, and Visa) chip cards are gaining massive popularity in online business. This technology plays a pivotal role in improving global efforts for payment security. The high-security standards of EMV are forcing consumers and businesses to invest in EMV software development services to protect their credit card information. EMV technology reduces the potential for fraud and enables merchants and buyers to perform payment operations whenever they