Blood in the genetic code, Alexander Sergeevich zatsepin, hello, hello, ill ask the first question from all the viewers, now there are a lot of people who are passionate about longevity, your recipe, well, there is no such special recipe, just like my lifestyle, probably like this, i didnt smoke and dont smoke, food, try a certain way regime do not overeat. Yeah, this is a must , well, you have to move at my age, for example, if i dont move, then i ll just sit and watch the first channel, but how to move, what does it mean to move , well, move or walk, thats what i have mom , for example, when she was 85, 86, she says, if i dont walk for an hour, i dont feel well, so i can walk, which means she didnt do all sorts of exercises there, and im doing exercises, i know that you wake up and do exercises while lying down. 35 minutes, no, just lie there for some reason you need to pull your heels, like this , here the heel is not there, but the whole leg goes like this, like this, that is, so that it moves here too, this is from yoga, my poet, said so, but you need this be sure to do. If from yoga, it means you sit on the floor, one leg here, then the other, this hand takes the thumb, and you bend all over, like that, somewhere to the side, then head up, like that, down, up , the head is in this position, everything is twisted 20 times. Then the other leg to the other on the other hand, you do this too, i cant do it, unfortunately, Alexander Sergeevich , in addition to physiology, if we talk about the psychological state, yes, for longevity, in your rules of life, there are probably some, i dont know, i dont do anything special, maybe it s some kind of genetics, you know, here too, it s hard to say that Alexander Sergeevich, somewhere i met that in my youth. You were called iron shurik, why iron, well , maybe i worked like a robot, iron, like an iron woodcutter, i worked every day from morning to night, from morning to night , as much as possible, it brought me pleasure, not that i forced myself, and now i m without work, i dont even know what i would do, i wouldnt be interested. Its just that, as i always say, my work is oxygen for me, that is, this is the recipe you need to work with pleasure, profession, you still work every day from 9 to 13, you have a working day, yes, that is, you are not now you take no breaks, no rest and work and no, and then i have lunch, i had lunch, well, an hour, thats during lunch, breakfast at. Maybe this is not necessarily necessary, but before work its still better to read this and get in the mood. What kind of musical is this, this is a musical the tale of tsar saltan, five performances. I was in the theater of the russian army , it seemed to be successful, you cant praise your performance, who usually praises or scolds, that s when a new work appears, but if i wrote a song before, lets say in a movie, i always tried to make it out of it if there were two or three songs, i say, well, we need at least one hit, but one, but you dont know which one will be, and will there be, which means you have to make every hit, and then you look, maybe one song remains there, its up to the people to decide, i had a case, it means the film was like that, when you tell the audience, lets say, who watched the film brave shirak, such silence, very quiet, no one will say anything, which means no one was watching, i say, there were two songs there, one you probably know, the wizard is not enough, yes. It will be a hit, wizard no one needs this at all, its the other way around, you know how it turns out, im bad by the way i remember this film because it came out in 1976, and i was born in 1977, so well, in general, but we know the song, Alexander Sergeevich, it turns out that you have a job now . Do we have a chance to hear these new songs not in a musical, but somewhere on the air for someone to perform . There is hope for this, but fate will decide how it will be. Are there any performers that you would be pleased to see. I even have a musical that the muse directed, and she has an artist there, thats who she worked with, and there is an interesting singer, performer, by the way , his name is anton, and his last name is zatsepin, what an unexpected, such an unexpected coincidence, very interesting, and he is a wonderful singer, he sang several times there and performed just a song, well , by the way, in my opinion he became famous as if only there was a factory of stars on the first channel, yes, yes, yeah , they say its like a son, im not, its not a son, not at all, well, hes a namesake, but it just so happened, and somehow i always thought that this is your relative, though i didnt get too far into it, but for some reason it seemed like, yes, that necessarily relatives, children , follow in the footsteps of creative people, i wanted to ask, no, how long have you been working on you need to make scores, you need to record everything with an orchestra, you need to make claviers with vocalists, this is all the equipment, it takes a lot of time, you write the score, but how do i always do it, i myself wrote the scores for all the songs. That is, it means you hear perfectly, that is, you had absolutely no problems with your hearing at all, that is, usually musicians have a slight hearing deformation, and you hear everything, any note, any orchestra , you still create everything yourself, of course , you sit at the computer, the piano is in another room, its been 20 years now and its already out of tune, but i dont even play it, because theres such a keyboard , you say that in the morning you work, then books, this has always been the case, because it seems like creativity is chaos, there is no time, you just need to compose and work, so you have it as if in temporary slots, when i studied, i studied at the conservatory, youre ruining your health, what are you doing . You think you need to wait for some kind of inspiration, inspiration comes when you work, it will come, here i am on a mission, for example, i work from 9 to 1, then lunch. Then i go somewhere, i still have to go to the Publishing House or somewhere else to go to the Composers Union for some other business, and then in the evening they work again, but i wont finish it until night, because if you work until night, you wont if you dont finish, youll start thinking, maybe its better to do it this way, youre having a bad dream, youll ruin your health again, you cant do that, thats when you will work, at this time inspiration will come to you, but it still doesnt come every day, today you are sore. Three beautiful works, and tomorrow you dont compose anything, it will still be such a sinusoid, this is a podcast of the Creative Industry in the studio roman karmanov, general director of the president ial fund for cultural initiatives, elena kiper, producer and music video director, our guest is Alexander Sergeevich zatsepin , Alexander Sergeevich, in the old days you literally assembled equipment for your own people. They always turn out wrong anyway, there are some mistakes somewhere, its like you have to spend time editing anyway, but dont write out every note, its easier, so i took some chord, i immediately have a chord, notes, all these there is, otherwise i would write every note there, its a waste of time, that is , you use the most modern technologies, of course, all the programs now are wonderful, the feeling is that there could be less soul in this, less soul, well, lampness, souls, souls you post when you compose, you composed, this is the most important thing, now im still important, selfcriticism is important, so you did it, composed it, and it seems great, it turned out well, i recorded it, 4 days passed, there are 45 days, you turn it on and listen from the side, not not a performer. But to listen from the outside, to do nothing, to listen , oh, its not right here, its bad here, there needs to be a rewrite here, but the chorus is bad, in general you have to throw everything away, then you either throw it away, or finish it, or something turns out, like this , so, because without it, just like that to give away, well, its unknown what it will be, it will never be a hit, but it can be a hit, like, for example, there is only e. I just had this melody in my head all at once, i went up to the royal , played the notes, just in case , it worked, but it doesnt always work out that way, well, a song, a good melody can be ruined with words, then its great, it seems to me , well, derbinev didnt spoil it with words, yes, youre lucky, of course, great, this is the meeting , this meeting of two great people, he wrote, you know, often the poet says, give me a fish, we have fish on. From these words, but then he refused altogether, and he asked me to sing 10 verses with mine, sing me 10 verses in your sad, sad voice, here he is for me , i sang three verses to him, then edited it, made him 10 or 12, he says, you know, i work, how i turn on the tape recorder, walk around the room, listen to music and write poetry, that s how he wrote, so hes very musical everything worked out, all the caesuras that exist in music, he did everything in poetry, but in general such longterm creative alliances, but you worked with gaidai, with derbyanev, how did it all happen . This often happened , so, well, ill tell you one example, she came to me to fuck, i played some kind of melody, from the melody they decided what key, where to do it, lower, higher, how convenient for the voice, that is, first of all, the melody , well, first yes, then, then i, so for a movie there should already be some specific theme, lets say, well, theres a love song, for example, or a magician, like that, i didnt know, that it will be a wizard, he wrote the music , i just wrote all the songs first , then the music was written, then i came and derbanev came and that means i played it for him, he says well , give me this, that means let me write the music for everything, and he he wrote poetry, when he wrote poetry, he came to me again, but then there were no telephones that he called , listened to, said everything, everything, he had to come, he came home, i looked. I looked at the poems, so we played everything, then we had to write it down, so you write it down, first, since the vocalist and i already have an agreement on such and such a key, it means you start making an arrangement , it comes, vitaly kleinot, such a musician, helped me a lot then , we were already writing when the music began, mm rock, the seventies, another a little bit, before that everything came from jazz somewhere, but this came from other music, in this regard, he brought me special musicians, those who can play this, which means he helped a lot, very much, then we wrote, they did this arrangement, then the singer came and sang i sang this song, and it was necessary and it became a hit, i had to sit and mix all these channels, i brought it to the cinema, if. All covered with greenery, absolutely all, there is an island of bad luck in the ocean, there is an island of bad luck in the ocean, all covered with greenery, absolutely all over, unhappy people live there, savages , terrible on the face, kind on the inside, terrible on the face, kind on the inside, mironov, you did it so well, its just that after him no one could do that, and if these songs had not appeared in films, would they have a chance to sing on air . You could come to the radio, there, for example, in those days, there was this good morning program, and in the evening, there was an evening program. The whole problem was there, yeah, so the poems , so, this, this is very difficult for us, it wont work, well , this is from the film, i say, this is you, it doesnt concern you, you didnt order it, or in that form, or you dont take it, no , i dont say anything, i wont redo anything , they took it, but a new song that is not from the film, that was a problem, that is, cinema was the surest way to deliver it to the audience, yes there were more movies. Somewhere out there, i dont know, and from there a letter came, its not about the weather, change the name, its not about the weather, which, logically, changed the name, it would work in a movie , please tell me, here you are the twentysecond, for the twentythird year we rerecorded songs for the record, for vinyl, for the studio, that the secret of the third planet, thats all, but why, yes, my manager did it. It was he who released records, he said, alexandrovich, can i, here i will release records, that is, you are again on the wave, it turns out, well, this is the merit of my manager, well, you could have refused , said , lets not deal with records, i think he did the right thing, now sometimes they still ask for special ones, he comes with a big pack with big boxes for me to sign for them , collectibles, yes, please tell me, how can i capture you . Why they gave me a music school and did the right thing, so i graduated from this music school, but no one, of course, thought that i would be, i myself did not think that i would be a composer, i was more fascinated by technology, than music, although i composed something, and technology, although i composed something, even there, somewhere around 1011 years ago, i composed some kind of play there. My grandmother sat with me, and my grandmother even shed tears, she said how sad it was, she said what a sad song it turned out to be, well, then i composed it, but my father was a surgeon, well, he really loved music, on saturday he forced me, lets go listen to music, i sat down and listened to this potiphon, so we listened to dalchakovsky there, there were lemishe performers there. And thats it, thats it, thats it, thats it he knew everything about the performers, then opera and ballet, in general, he enlightened me, well, too , maybe it went in one ear and out the other, but something still remained, how old were you when your dad performed for you music, but for about 11 years, thats already been the case, but not every saturday, when he could too, because it depended on him, he worked at more than one job, then he had consultations somewhere, something else, if he couldnt, that means, no, they didnt listen, but mostly they still listened, i remember, and somehow at first it was difficult for me to sit and listen, because the guys there are playing football in the street or Something Like that, and i see out the window there, and i have to listen, and then somehow i turned on and listened with pleasure, we continue the Creative Industry podcast on channel one. So pleasant, you know, well, its hard to describe, it was also a song from a movie, it was a song from a movie, it was a song above me, the sky is blue, the clouds are alive, this is a song from the movie, our dear doctor, in the sky, in silver foliage , smiled tenderly at me, the destructive wind flies and hurries. Follow me like a rider on a horse, above me, the sky is blue, the clouds are swanlike and float and invite you to follow you on a long journey. I sometimes told him, i say, lenya , well, you cant write everything for a long time, but the most difficult thing, he says, is to come up with something, when i know what, ill do it in 2 hours, that is, he has the technique it was beautiful , but how to write songs about love, but again , what he says, well, the song, well, again, i love you and am suffering without you, so here he is, here a thought came to him, for example, a mirage, abadino. Man, uhhuh, interesting, yes, he, when quarreled with nikita bogoslovskaya , it means he had no one, no candidate, and he didnt know the composers, so it was a moment of grinding, after all, two especially creative ones, just nina, his wife, nina grebeshkova, she said, well take the young composer zatsepin, he has a good song, the sky is above me, he says i know the songs, good ones, the songs are good, but how eccentric he is. will write i dont know, i have to think, then i still took a risk, after that, and the first song that you showed him is which one was it . I didnt show him any songs , there was an operation and a film, theres no song anywhere, in the third novel, i wanted there to be a song when they show the house, in the window they seem to be hugging, but also this, but close to this, in any case, i say, lenya, i say, lets make a song here. No, no, no, theres no need for a song, theres no need for a song , here, i even told him two or three times, i say, were not risking anything, well record a song, well play it, if you dont like it, take it away, there will be instrumental music , no, no, theres just no need to record the song , no need, and then he often told me, if you had insisted, the song would have remained from the film, such a regret, i say, well, i say , this is the first time im working with you, i have to like to force you to. Force yourself, but it was necessary, of course, could guidai guess the hit, will this song be a hit or not . No, the only thing he said was, i need a song, not one that is played on the radio or on records, but one that people sing . I say, lenya, this is a very difficult task, will the people sing or will the people not sing, well, in at the beginning, that means there was this operation, this one and the songs there, that means i just jumped to. He says thats why youre writing samba here and not golob . I say this is samba, i say, you suggested it to me, like i suggested to you . And i say, when i came to your studio, i saw his script was so thick, you know, well, everything is just huge, i think, what kind of script is this . And it was open, and it was opened in just that place, but it turns out that this means that the artist painted all the scenes, which is why the volume is large. Its very accidental it lay so that this smirnov artist , who is from dushivaya with a stick, is running after it, and he was all black, i say, well, here you suggested it to me, i say, we need to do a samba like this, it might be some kind of brazilian then there, where, well, like this, so to speak, hes all of him, so to speak, in fact, you defended every episode, and your music, i explained why, then. Here like this, and here like this, heres the bus, like you will do . I say, well, heres the bus, everyone there is shorik, hes trying to everyone, hes inferior to everyone, it means its raining, and he gives way to everyone , it means the place is so nervous, it must be like that, and of course a very complex rhythm was recorded there, which was artificial somewhere, there was even a bass there, there was a pumpumpumpum, he made from a ruler, an oak ruler on. Well, for example, theres some quick number there, i say, well, this is the maximum, i say, the musicians simply wont play anymore, at first he still had distrust, so he says here you brought me this music, maybe you already showed it to someone . I already had such an incident with him when i i did it, i dont remember what number, but he accepted it all, were on the editing table there ourselves , were looking at it all, how it all matches, and it occurred to me, we should do it differently, i did it differently, im bringing it to him , he says, well, we have already approved everything, i say, well, well, this will be better, you look, i need to get used to it again, i say. Well, if its better, thats okay, we watched it and liked it better, that is, after this episode, he cant help but trust me, well, thats how we gradually got used to it, but in gaidais films, music is so subtly involved in the whole action, theres someone lifting a brick, it freezes, and so on, but as the process happened, i was sitting at the editing table myself, heres some episode, say, fishing. Hes catching fish, so i noticed some points and wrote them down, but you write it all down in meters, theres a meter there, theres 3 m 7 frames, lets say, 3 m 7 frames, he turned his head there, well, for example, but there 9 m 15, swung the crowbar over his head, there it was an important moment, in this place, it means that i ran out of topic, i did it on purpose so that. There was some kind of topic going there tatatatatata it ended here with a small backlash of a pause and then this is the emphasis, that is accent this does not mean a blow to the head, a blow to the drum, but how to somehow coincide with the screen, well, this is how meters mean i translate, now it means a meter this is in seconds this means 1 second and 169 thousandths, this it was necessary to recalculate. That means, then record, then record and so that its all synchronized, these are not yet there were those for you to count quickly, but i later had such a sign and up to 100 everything was already calculated for me, lets say 17 m there and a half im already 40 seconds, there 42 seconds, whats my favorite work with the guide, perhaps the most , the most interesting thing was of course the operation. Oravin was, i made several tv series, but somehow its not the same from the dacha, then theres no eccentric comedy anywhere, its just the kind of music, but the music is a little sad, but now your work is musicals, now musicals, yes, i already have how much. So now there will be a new one, yet , so we are working with the music, but how do you determine which musical to deal with, which one may not be necessary, well, i just like it, i watched the cartoon once Ivan Tsarevich and the gray wolf, very good, i really liked that the fairy tale seems to be in our time somewhere around the corner and i went to the producer and said i say that you will allow me to make a musical based on your script, and he, he agreed with me, my manager, malik signed a contract with him, so i made a film, he nona grishaeva is doing it with great success, now you have some kind of music on your phone, in the player, on what you listen to modern music, i prefer to listen to it at home on good speakers in the phone, its just a phone. While they still need to work on themselves and work for themselves , there are some changes that are interesting little by little, but everything will be, dear friends, well. Unfortunately, we have to finish already, aleksandrevich gave us a huge amount of advice today, if you listen carefully to our podcast again, you can write them down in adhere to the principle, but start with this advice work hard, dont allow yourself idleness, live steadily , get into the flow, love your profession, and most importantly, love what you do, Alexander Sergeevich, thank you very much for your kindness. Sedu and i would really like from our viewers from everyone to present you this bouquet for you oh yes this is yes this is thank you thank you very much for coming to us this is exercise exercise is good already with him yes thank you Health Happiness and a lot of inspiration thank you and new new music alexander segevich really needs it, thats the only way. Will be, thank you, thank you, hello, this is the easy money podcast , im its host, mikhail khanov, today we have a very relevant topic, loans, how to try to take them, how to take them correctly, better, how not to take them at all, and the most. Important, how to get rid of loans that weigh you down, how to get rid of credit addiction. Today our guest is anastasia veselko, personal finance expert, financial consultant, author of a book and publication on the topic of introduction personal finance. Hello, anastasia. Hello, mikhail. You and i know the statistics very well; the head of the center bank, elvira schevzanovna biulina, even told us about this, expressing concern that everything is higher. And higher levels of debt among the population, what is this . That is, when people take out loans in order to repay previous loans , they are now drawn into this process, like a race, like some kind of competition, partly with themselves and their psychology, the most important question is is it possible to pay off loans, when it already seems like a snowball has fallen on you, and how to do it . You can pay off and, probably, the first step is to admit that you are in a hole, as they say. One more loan, close it and then somehow this is the idea that okay, ill take it now , everything will resolve, or maybe well, i dont know, a miracle will happen, huh, thats what prevents people from taking a sober, honest look at the situation, yes, it may be painful, but without this step you wont be able to act further psychologically, thats exactly what you need to do, you need to sit down, think, be alone, so that your wives, children, and relatives dont put pressure on you. When we see numbers written in a tablet, on paper, in a note , somehow its probably easier for us to realize this reality, heres an example of a tablet that can serve as a model, we directly write loan such and such, balance of debt such and such, Monthly Payment and Interest Rate on loans, because amazingly, people sometimes pay off loans, but not at all. They dont know what s going on there, theres no bet, no how long is left, this will be such a moment awareness and motivation, it seems to me that we will make a reservation that the numbers here are random, although you were absolutely right, and this is another piece of advice for awareness for our audience, which is always very useful, in addition to the amount that is paid to you monthly, you in principle, youre used to it, but its annoying , but its already there as a given, to know the rate, because when you see the number 38, that you re a third and overpay the amount by a third, and over the years it accumulates like a fresh lump, the very really, if you have at least a little the remnants of common sense are present, then this is sobering, very good, excellent, we realized , this is the first step, we realized that we are in a hole, and i also know, this is how interesting you are about such an allegory, i always say, here you can it will be close that if you take out loans, you are sick, that is, your yours. You give at least a third to the banks for something important, necessary, useful, we will clarify the usefulness later, if this monthly credit burden is completely unbearable, then what can be done, you can try to refinance loan, but at the current high rates , this is probably not the most suitable solution, if you took out loans before, perhaps now the rates are higher than those for which you are paying, my example is that if you have loans with rates higher thirty, then why not try . Reduction of the rate, i would also emphasize here that 18 this is so for a second i wanted to double one moment, if you take out, for example, a consumer loan, even for 20 , in order to close all credit cards, in addition to the benefit in the Interest Rate, thats what youre talking about they said it seems to me that a very important point here is that instead of the chaos with credit cards, when some minimum payments are not very clear, you pay something somewhere, somehow organize it, it seems like youre sailing at the very least, it appears in a person. And a clear schedule here s the date, heres the payment, you owe this money to the bank, this can even help you just get yourself together morally or something, you said it absolutely right, and thats exactly taking out a loan, not a credit card, a loan , because for our audience this is what credit card, you repaid the payment, and you, when you have been sitting in this hole for a long time, you already treat this money as if it were your own and you think, im for it. But its money, rise up when you took the money to, so in this way you dont get a chance , even they are mine, yes, im counting on them too, and now ill say a difficult word, annuity payment, equal, but at the bank, usually a specialist should explain to you, these are equal payments that will pay off the loan, you they brought all this money in, and this money went away to repay the loan, you poured a little earth and rose out of the hole. You dont have the opportunity to dig it out, as with a loan you think, well, okay, as you know, were all losing weight, were starting to eat right on monday, and here well start visiting from next month this month, here i have a fifth and tenth there, heres an annuity payment you deposited everything into the bank, the loan was repaid a little, and it will be hard for you; you wont be able to treat this money as your own, because its not on your credit card, but nevertheless, this is the same the way to the top, how to stop treating money like. See how much you paid for loans, this can be a cuttingedge moment, again a sign or some kind of note, you see that im already paying for this credit card, for example, 2 year, thats how much was paid in interest, thats how much i actually used , its useful, again, to write everything down very carefully and see the numbers, because many , well