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mutual funds: Hybrid Funds vs Balanced Advantage Funds: Which one to go with?

Synopsis In the AHF (aggressive hybrid funds) category, the average annualised return over 10 years is 11.99 per cent, which is the crux of the debate i.e. 11.99 per cent is better than 11.05 per cent of BAF (balanced advantage funds). Trainer, Author, Columnist, wiseinvestor.in Joydeep has over 25 years of experience in the financial services industry in roles spanning research and advisory. Currently he is on his own, working as a corporate trainer. He has authored four books on fixed income investing and wealth management, which have received accolades from the fraternity. Joydeep writes columns regularly in various financial publications. He is a thought leader in fixed income investing. He runs his own portal wiseinvestor.in.

Best conservative mutual funds to invest in 2021

Synopsis If you are looking for a conservative fund with a little exposure to equity for better returns, you can choose a good conservative hybrid fund. Getty Images Here s a monthly update on our recommended list of conservative hybrid funds. The good news is that there is no change in the list in March. If you are looking for a conservative fund with a little exposure to equity for better returns, you can choose a good conservative hybrid fund. In the last one year, these schemes have offered 16.98% returns. These schemes mostly invest in debt instruments and a small part of their corpus in stocks. These schemes invest 75-90 per cent of the corpus in debt instruments and 10-25 per cent of the corpus in equity or stocks. The small equity exposure helps these schemes to deliver marginally higher returns than pure debt schemes. However, the exposure to equity also makes them riskier.

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