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Why I’m happy to pay the annual fee on the IHG Premier Card Katie Genter © Provided by The Points Guy MSN has partnered with The Points Guy for our coverage of credit card products. MSN and The Points Guy may receive a commission from card issuers. Editor’s note: This story has been updated with the latest information.  Annual fees are a necessary cost for many of the best rewards credit cards. When a credit card annual fee comes due, I typically weigh the card’s perks against its cost. But especially with my decreased travel patterns recently, it can be difficult to justify paying the annual fee on even the best travel rewards cards.

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