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How to do a balance transfer with Citi

How to do a balance transfer with Citi Bankrate 2/4/2021 © Nattakorn Maneerat / Shutterstock Nattakorn Maneerat / Shutterstock Citi is an advertising partner. While many card issuers pulled back their balance transfer offers in the midst of the pandemic, Citi has maintained its roster of cards with introductory 0 percent APR offers. As of today, a Citi card balance transfer can help you save money on interest for up to 18 months, which may be enough to pay down or pay off all your high-interest credit card debt. Some Citi balance transfer credit cards also extend introductory 0 percent APRs to purchases you make with your card, and others offer cash back for each dollar you spend.

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Cashback Monitor guide

Cashback Monitor guide © Westend61 / Getty Images Man wearing headphones using computer Fixing one s finances is a perennially popular New Year s resolution, and 2021 is no different. For the 43 percent of Americans who planned to make a resolution for this year, according to a CIT Bank/Harris Poll survey, ramping up savings or creating a budget were among the top three choices. That said, you don t have to be an official resolutioner to start making smarter money moves. Maybe that means trading in a credit card for one that earns better rewards in categories more aligned with your spending habits. Or perhaps it s finally time to get into the game of using your credit card points and miles for free trips, just like all those travel influencers you follow on Instagram. (Seriously, how do they do it?)

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