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Reddit's r/personalfinance thread has 14.6 million followers who come to share advice and debate the best ways to handle a number of personal finance-related situations, from salary negotiations to. ....
The pandemic has left many travelers with tighter budgets. Money talk is never easy, but experts says it’s probably better to get budget concerns out in the open with traveling companions before you set out on your trip. (iStock) For some travel companions, the “money talk” wasn’t part of their pre-pandemic planning ritual. But as people start replanning trips canceled by the pandemic or begin booking their first big vacation for the After Times, it’s probably going to be more necessary. “It’s hard to tell where people are at now,” said Nick Holeman, head of financial planning for Betterment. “Maybe people had to dip into emergency funds or aren’t able to pay off their credit cards in full for the first time due to the pandemic. Now, more than ever, it’s important to have those discussions.” ....
Share: By Lacey Cobb There’s no doubt that the pandemic has had a significant impact on people’s finances. Millions of people lost their jobs, forcing them to cut back on their spending. For others, spending changes were less about job loss and more about restrictions around what they could spend their money on. A recent Personal Capital survey examined spending during the pandemic. It looked closely at how people’s priorities changed throughout 2020 and early 2021. The survey also took a forward-looking approach to see how people’s financial habits are likely to change in a post-pandemic world. How Cash Was Spent ....