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Equity release lenders still charging elderly borrowers huge fees

Lenders have wildly different fees for paperwork with one firm charging £600 The charges are levied if a borrower wants to make a change to their plan  Cost is compounded as the borrower must first talk to an independent adviser  The country s largest lender Aviva has announced it is raising a string of fees   But Aviva s equity release arm made £65.7m last year from fees and commission

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More than 300,000 equity release customers could save an average £33k

Thousands of homeowners with snowballing equity release debts could be paying an average of £30,000 over the odds because they are unaware they can switch to a cheaper rate. More than 300,000 homeowners owe money to an equity release provider after borrowing cash locked up in the value of their home. Yet while interest rates on offer now are at record lows of around 3 per cent, and the number of deals to choose from is at an all-time high, thousands of homeowners are still stuck on old rates of 6 per cent or more. Overpaying: Thousands of homeowners with snowballing equity release debts could be paying an average of £30,000 over the odds because they are unaware they can switch

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