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Personal Finance Insider writes about products, strategies, and tips to help you make smart decisions with your money. We may receive a small commission from our partners, like American Express, but our reporting and recommendations are always independent and objective. First Republic Bank (Member FDIC) is a bank with branches in CA, CT, FL, MA, NY, OR, and WY. First Republic pays higher interest rates than many brick-and-mortar banks. The minimum opening deposits and monthly fees can be high, though you may be able to waive them. This post was updated and reviewed on March 30, 2021: We updated this review with a new section on First Republic s Better Business Bureau rating and reputation as a company. We re currently adding information on trustworthiness to all of Personal Finance Insider s reviews. ....