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Good morning and welcome to the Glacier Bancorp First Quarter Earnings Conference Call. [Operator Instructions] I would now like to turn the conference over to your host, Randy Chesler, President and CEO. Please go ahead. Randall M. Chesler President and Chief Executive Officer All right. Thank you, Carol. And good morning and thank you all for joining us today. With me here in snowy Kalispell is Ron Copher, our Chief Financial Officer; Angela Dose, our Chief Accounting Officer; Byron Pollan, our Treasurer; Tom Dolan, our Chief Credit Administrator; and Don Chery, our Chief Administrative Officer Yesterday, we released our first quarter 2021 earnings, and today we are ready to review them. We finished the first quarter of 2021 well positioned for the rest of the year. We do business in some of the strongest markets in the country, have record liquidity and our business model and people continue to attract new customers. ....