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10 Cities Where Black Americans Fare Best Economically Black Americans have higher incomes and higher rates of homeownership here. This story originally appeared on SmartAsset.com. Nationwide, when it comes to wealth and personal finance success, Black Americans generally have less. U.S. Census Bureau data from 2019 shows that the median Black household income is 33% lower than the overall median household income and the Black homeownership rate is 22 percentage points lower than the general homeownership rate. Data on wealth accumulation depicts even starker disparities: Black families’ net worth is 87% lower than that of white families and 33% lower than that of Hispanic families, according to the Federal Reserve’s 2019 Survey of Consumer Finances. ....