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Often, these studies are like that aunt who gets tipsy at family gatherings and likes to rub it in that you re still single, living at home, not making enough money, and filling out your jeans a little too much. But they tell a familiar story we ve heard time and again and will likely continue hearing until Miami sinks into the Atlantic: We have a serious affordability problem. Here are five examples of Miami s housing crisis. Miami has one of the lowest homeownership rates in the U.S. Ask people to name the nation s most expensive housing markets, and you’ll probably get New York City, Los Angeles, or the San Francisco Bay Area.

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