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WBGZ Radio 4/10/2021 | By Doug Jenkins - WBGZ Radio A local lawmaker is introducing legislation that takes aim at the student debt crisis. State Representative Katie Stuart (D-Edwardsville) is sponsoring House Bill 2746, dubbed the Know Before You Owe Private Education Loan Act, which would “help ensure students utilize federal loan programs first before taking out private loans.” She says the private loans are generally riskier and more expensive. The bill would require private lenders to confirm with a potential borrower’s school that the student’s tuition, housing, and other costs are not covered by other sources of financial aid. The measure additionally requires colleges and universities to notify students about all of their federal loan eligibility before certifying private loans. The measure passed out of committee with bipartisan support and now moves to the full House for consideration.

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