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May 17, 2021 6:00 AM Ben Moore
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More than half of Americans overestimate the cost of life insurance, according to the 2021 Insurance Barometer Study by industry groups LIMRA and Life Happens. Among millennials, 44% think a 20-year, $250,000 term life policy for a healthy 30-year-old would cost $1,000 a year, while the actual price tag is about $160.
If you’re expecting a high price, it’s easy to end up paying too much. Here are six signs that your life insurance quote may be too high, and some tips on how to lower it.
1. You’re buying a policy for its potential cash value
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