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Whatever way you look at it, the property market had an exceptional year in 2020.
It went from trundling along quite nicely in the first three months of the year, to a complete three-month shutdown during lockdown - during which time dire predictions were made about a coming crash.
Against the odds, house prices surged after the market re-opened in July, thanks to the Government s stamp duty holiday and lockdown fuelling people s desire to move.
First-time buyers can once again access 10 per cent deposit mortgages - but at a higher cost
Home movers were active in the market, with many swapping suburban homes for the sticks.