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Dr Tan See Leng clarifies on CPF Life and CPF contribution for EP and EntrePass holders Details Published: 29 July 2021
Dr Tan shared that among existing options to plan for higher retirement payouts, members can choose to defer the start of their payouts till age 70, when it comes to the CPF Life scheme.
Singaporeans are already presented with many options to plan for higher retirement payouts, in and out of the CPF system, Minister for Manpower Dr Tan See Leng has clarified. Within the CPF system, members who wish to have higher CPF LIFE payouts can set aside an Enhanced Retirement Sum, which is triple of the Basic Retirement Sum. The prevailing Enhanced Retirement Sum is currently $279,000. The Enhanced Retirement Sum is revised annually, together with the Basic and Full Retirement Sums, he said.
10 surprising figures from CPF board s 2020 annual report to know about now asiaone.com - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from asiaone.com Daily Mail and Mail on Sunday newspapers.
1. Higher potential returns
An ILP could potentially give you higher returns than other types of policies, such as endowment plans. Lest it reminds you of a marketing hook employed by insurance agents, the keyword here is ‘potentially’. You shouldn’t put complete faith in this statement, although there is some degree of truth that ILPs can give you more bang for buck.
This is because the money you pay for your ILP is used to purchase units of a fund. These units can ultimately be sold in the future, which would determine your returns. There is also the possibility of additional bonus units given out, depending on your account value and duration of your ILP premium payment.
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