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Trends in finance and technology accelerated rapidly in 2020 and the fast pace of change is tipped to continue this year and impact the way Australians earn, spend, save and invest. Our personal finances will be affected by the economy, financial markets and the vaccine rollout, according to money specialists, who say some trends are here to stay. Here are seven to keep an eye on. 1 LOWER INCOMES People management platform Employment Hero s head of financial wellness, Ray Jaramis, said Australians would earn less than they did last year. We saw a new record low for wage growth in 2020, which tells us employers simply do not have the same resources or cash available to pay staff the same pay rises and bonuses of previous years, he said.
How to save big bucks on back-to-school shopping Back-to-school shopping is in full swing with just days before term one begins. Try these money-saving tips.
Lifestyle by Anthony Keane
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Subscriber only School terms across Australia restart from next week and parents are being urged to get their spending sorted fast. Whether it s stationery, books, uniforms, technology, backpacks or lunch boxes, costs can hit hard in the last couple of weeks of January but finance specialists say there are several ways to prevent these education pains. MyBudget founder and director Tammy Barton says she has noticed that some stores offering discounted school uniforms and supplies seem to be running low on stock already .