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RTP progress just the beginning
The United States is moving closer to a competitive real-time payments (RTP) system and that is just the beginning of the innovations coming our way, Jessica Cheney believes.
Ms. Cheney is the vice president of product management and strategic solutions at Bottomline, a company automating and digitizing business payments and processes. She said because payments are not regulated like they are in regions like the European Union (with PSD2), changes can come slower stateside.
That is changing as the Federal Reserve Faster Payments Task Force has encouraged the industry to innovate in a free market fashion. Combine the efforts of Venmo, Zelle and PayPal with the surge in demand for RTP since the onset of the COVID-19 pandemic and there is fertile ground for growth.
There have been many notable changes made in the Fredericksburg area in the year since George Floyd’s death sparked a protest movement across the nation.
Embracing real-time payments
Embracing real-time payments
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