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2020 saw a record number of retailers go bankrupt as the pandemic destroyed their business. 2021 is off to a better start, but there are still some retailers that are vulnerable to bankruptcy. S&P says these 15 retailers have anywhere from an 11.7%-32.8% chance of credit defaults in a year. 2020 was a banner year for US retail bankruptcies. Back in March 2020, as the pandemic set in and governors across the country asked non-essential businesses to close, retailers found themselves between a rock and a hard place.  On one hand was a sudden and dramatic decline in sales as standalone stores shuttered and foot traffic dried up at malls. On the other hand was a quick pivot in consumer spending people cared a lot less about dressing well when they were stuck at home, and cared a lot more about stocking up on essentials like food and paper goods.

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