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As the news media trumpet the government’s dubious line that PI reforms will cut motor premiums, injured people must grapple with a complex and confusing system for compensation claims
It is a safe bet that on a glorious bank holiday weekend the British public did not notice major reforms of lower-value personal injury claims.
Anyone interested in finding out might not have been much better informed from national media headlines such as ‘new rules to crackdown on fraudulent insurance claims’ (BBC) and ‘motorists set for £1 billion savings in crackdown on fake whiplash claims’ (ITV).
The reality of the changes coming into force on 31 May is that all whiplash claims are now subject to a fixed tariff for compensation and those RTA claims worth less than £5,000 are subject to the small claims limit. In short, claimants can expect to receive less and may have to act for themselves.