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FHA Extends Single-Family Eviction Moratorium
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FHA Extends Single-Family Eviction Moratorium Through September
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FHA extended, through June 30, 2021, a set of single family policies for single family lenders and servicers in order to maintain new originations and that allow 203(k) projects to continue during the COVID-19 pandemic.
Mortgagee letters 2021-06 and 2021-07 extend temporary policies for Single Family Title II forward and Home Equity Conversion Mortgages that include:
Use of an exterior-only appraisal scope of work; and
Re-verification of employment, verification of self-employment income, and verification of rental income.
Only for single Family Title II forward 203(k) mortgages, the temporary policies for the administration of escrow accounts for borrowers in forbearance have also been extended.
Ops, AE Jobs; Sales, Leadership, Tech, Pricing Tools; VA, Ginnie, FHA Changes Incl. URLA Update Jan 20 2021, 8:15AM
In his Saturday Morning Cup of Joe, Jeremy Potter quipped, “The word ‘homeowners’ has the word ‘meow’ in it. Good luck unseeing that from now on.” Plenty of people are out there predicting the path of homeowners and homeownership. And there are those that say, “All forecasts are wrong, but some are useful.” It has certainly been interesting hearing forecasts about the direction of rates (relatively steady with a bias toward increasing gradually), new regulations for lenders (relatively steady with a bias toward increasing gradually), and even residential lending IPOs. (The current STRATMOR blog is, “Lenders and Vendors Going Public: Pros and Cons”.)