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If you’re working towards being retired or semi-retired, soon you will owe Uncle Sam taxes on your retirement savings because most retirement savings accounts are tax-deferred, not tax-free. Here’s how to get ahead of this while you’re working. PennyGem’s Johana Restrepo has more. More than half of Americans feel they just aren’t saving enough for retirement, according to a 2019 Bankrate survey. But for those who have fallen behind, it’s always a great time to take stock of your 401(k) plan and get moving on ways to set you up for greater wealth and financial security in your golden years.

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