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FCA to review UK mortgage prisoner numbers as it admits low estimate

The finance watchdog has admitted that the number of mortgage prisoners across the UK may exceed previous estimates. Mortgage prisoners are borrowers who took out high-interest home loans with lenders such as Northern Rock, which collapsed during the 2008 financial crash. Trapped in a catch-22 situation thanks to mortgage lenders rules (see factbox below), they have been paying eye-watering interest rates of up to 9 per cent, in some cases for more than a decade. Trapped: Mortgage prisoners took out high-interest loans pre-financial crisis and find it difficult to remortgage due to stricter affordability criteria, debt and negative equity The Financial Conduct Authority has previously said that there are 250,000 mortgage prisoners, but the review will interrogate that figure.

Mortgage prisoners frustrated as MPs shun law change

Mortgage prisoners are trapped in loans they took out pre-financial crisis   MPs voted against an amendment to the Financial Services Bill which would have slashed interest rates and cut payments by up to £800 per month  Campaign group says MPs don t understand their situation and calls for government-backed loans like those being offered to first-time buyers  Treasury says it needs to collect more data on mortgage prisoners before it can come up with a solution, and will review current policies 

Mortgage prisoners: The homeowners paying up to 9% interest

Consumed by constant money worries : Mortgage prisoners tell of high interest rate woes ahead of debate on landmark law change Mortgage prisoners became stuck in high-interest loans after their lenders collapsed during the 2008 financial crisis, and some pay rates of up to 9%  They say they have suffered poor mental health and family breakdowns  Scores have contacted us to share their stories and urge support for a new law that could see their monthly payments reduced by up to £800

Mortgage prisoners: The homeowners paying up to 9% interest

Mortgage prisoners: The homeowners paying up to 9% interest
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