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Operator Good morning, and welcome to the Manulife Financial First Quarter 2021 Financial Results Conference Call. Your host for today will be Ms. Adrienne O Neill. Please go ahead, Ms. O Neill. Adrienne O Neill Head of Investor Relations Thank you, and good morning. Welcome to Manulife s earnings conference call to discuss our first quarter 2021 results. We are conducting this call virtually. The earnings release, financial statements and related MD&A, embedded value report, statistical information package and webcast slides for today s call are available on the Investor Relations section of our website at manulife.com. Turning to slide two. I want to remind you that we are hosting an Investor Day on June 29, where we will share an update on the company s strategy with an emphasis on accelerating growth in our Asia and Global WAM businesses as well as executing on our digital strategy. To ensure a smooth viewing experience, please register in advance by clickin ....