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Link Copied Editor s note:Read the latest on how the coronavirus is rattling the markets and what investors can do to navigate it. The coronavirus pandemic has both deeply altered our lives and become oddly routine. Numerous researchers from varying backgrounds have examined how it has shaped American households’ finances, providing empirical detail to what we’ve collectively experienced: Ashraf (2020) explored gyrations in the markets, Baek and others (2020) and Farrell and others (2020) studied broad unemployment and changes in the work habits of those employed, and Baker and others (2020) analyzed sharp decreases in many forms of spending. But when it comes to why different groups fared poorly or well during the pandemic, the picture isn’t clear yet. To better quantify how the pandemic affected Americans’ household finances, we embarked on a joint research study with The Aspen Institute’s Financial Security Program, NORC at the University of Chicago, and the Define

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